Navy finally cracked!

[Anonymous]

Updated with my Navy score as I got my cost of credit letter today.

[Anonymous]

Congrats!  NFCU is awesome!!

I've been with Navy for many years, but I don't know what a "Navy score" is.  Can you explain?  I assume it's their internal score.  

[BungalowMo]

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@iowe wrote:
Congrats. Navy is the most beloved credit union in the history of credit unions. Lol

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You got thagt right!!  My Platinum started 9 years ago at $25K & my GO card I got in late July (only $5K) just gave me some major love today with a 5K bump!!!

They are my GO-TO for everything. 

[BungalowMo]

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@Anonymous wrote:

Congrats!  NFCU is awesome!!

I've been with Navy for many years, but I don't know what a "Navy score" is.  Can you explain?  I assume it's their internal score.  

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That would be the FICO they give you.  Mine was always EQ 08.  I noticed today I'm getting an 09.

[Anonymous]

That makes sense.  OP stated s/he Navy score was 291.  I thought it was an internal scoring model.

[BungalowMo]

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kcribb1 wrote:

That makes sense.  OP stated s/he Navy score was 291.  I thought it was an internal scoring model.

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I know...I was wondering about that 291 as well. Hmmmm....

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[Anonymous]

Does FICO 9 go to 350 points? If so, that’s what they gave me.

[BungalowMo]

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@Anonymous wrote:
Does FICO 9 go to 350 points? If so, that’s what they gave me.

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No....The version that Nav Fed gives me is the FICO 09 (not FICO bankcard score) and it runs from 300-850

[jlitnns]

Navy is showing my FICO 9 as well.

[Anonymous]

Yep, online they show FICO 9...my score is 728 with a BK still showing on EQ. The 291 was specified as my Navy score on a letter they sent after I got approved for my GoRewards card.