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Navy was REAL nice to me yesterday......Gap too

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Contributor

Navy was REAL nice to me yesterday......Gap too

i have created a few posts the past few days regarding my success with Discover and non-success with AMEX.  I have written how NAVY hasnt given me a credit card increase in over 5 years.  Well on Friday I paid my cards as usual......i was able to get my Flagship under the limit(see previous post)...my FICO w/Navy (on their site) rose over 100 points!!!  i immediately asked for an increase with my cards.....$10k request for my AMEX and $5k for the Flagship......havent seen anything yet.  I also app'd for the Personal loan and the car refinance product.....JUST APPROVED FOR NFCU PLATINUM......AND a $10k LOC!!!

I was approved for $4k, the amount I requested....THEN i was approved for the refinance of my truck.......this is SOO BIG for me since the interest rate on my truck was 19.??%......it is NOW 5.29%!!!! i had tears in my eyes when i was told the rate.  I sure hope NAVY is as nice to me with the CLI's.......my financial advisor said i should try for the LOC.....i wasnt so sure.....strike while its HOT!  I GOT A $10 LOC!!!!! 

I DID NOT GET THE CLI's on either CARD!!!!

P.S. I got a GAP card while i was in the mall as well......

02/25/20: EQ FICO 675 TU FICO 684 EX FICO 650
Goal:850
AMEX Delta Gold $1k| NFCU AMEX $4k|NFCU Platinum $7.5k| DISCOVER $6k| NFCU Flagship VISA $5.9k| NFCU LOC $13k| NORDSTROM $1500| PENFED CashRewards $10k| Value City Furniture $5k| VW lease $13k| NFCU auto $27k|NFCU auto $50k|Student loans $42k
*Entering garden March 2020*
Message 1 of 8
7 REPLIES 7
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Valued Contributor

Re: Navy was nice to me yesterday......Gap too

Congrats on your CLI's and refi working out!  You'll save lots of money with that lower rate!  Maybe stick what you are saving into one of Navy's CD's. 




UNpopular opinions have served me well and will offer that which has worked for me.
Message 2 of 8
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Community Leader
Senior Contributor

Re: Navy was nice to me yesterday......Gap too

Aww congrats! That’s a great new rate! Congrats on that and the card!

Discover It: 19.7k
Amex ED: 16k
Citi DC: 6.7k
Amex BCE: 4k
Citi Rewards+: 3.6k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 3 of 8
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Frequent Contributor

Re: Navy was nice to me yesterday......Gap too

Lots of success! I would say...That's a great day! Congrats to you.
Message 4 of 8
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Community Leader
Mega Contributor

Re: Navy was nice to me yesterday......Gap too

Awesome job with NavySmiley Happy you wouldnt be the dude in the Navy Fed commercials with big truck with the little dog would ya?Smiley Wink Enjoy your success.
Message 5 of 8
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Super Contributor

Re: Navy was nice to me yesterday......Gap too

Congrats!

Message 6 of 8
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Established Contributor

Re: Navy was REAL nice to me yesterday......Gap too

Pretty awesome, congrats!!!

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 7 of 8
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Senior Contributor

Re: Navy was REAL nice to me yesterday......Gap too

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 659, EQ- 651
What's in my wallet:



On the chopping block:

Message 8 of 8
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