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Neiman Marcus 2x CLI with a twist...

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Regular Contributor

Neiman Marcus 2x CLI with a twist...

Account opened 2/2017 with a limit of $700, got an instant CLI when I received the card, then a CLI to $5000 earlier this year, but denied CLI twice since. All of those calls are what I would consider typical CLI calls. Called today, I was asked how much I wanted and I said whatever I was eligible but the rep seemed to be waiting for me to give a number so I said $10,000. She said let me put you on a brief hold, and 10 seconds later said okay, I was able to compete the increase to $10,000. Wasn’t asked my income or anything, literally just my name and last 4 of SSN. Talk about easiest CLI ever!

Oh, and I’ve only spent $500 on the card. One transaction, lol.
Kind of have everything I want now, creditwise. Undeliberately gardening until I have some spending to do and find a 100,000 Amex Platinum offer lol

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 11/6/18 - EQ: 754 TU: 757 EX: 743

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3750, Cap1 Platinum SL 300 PC'd to QS now 1600, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 600, Neiman Marcus SL 700 now 10000, Target RedCard SL 400 now 2900, Amex ED SL 10000 now 500 (combined with Cash Magnet), Chase AARP SL 800 now 3300, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 7000, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 5300, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Comenity Total Rewards Visa SL 2000 now 3250, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 20000, Cap1 Venture SL 10000 now 10000, Discover it 3000 SL now 4000, Amex SPG Luxury 3100 SL now 3100, Amex Amazon Business Prime 10000 SL now 10000, Amex Gold NPSL, US Bank Premier LOC 5000, US Bank Visa Platinum 5400 SL currently reconning

Combined revolving CL $135,300

Goal: Spring 2019 800+ club, $50,000 combined Amex limit
Message 1 of 8
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Senior Contributor

Re: Neiman Marcus 2x CLI with a twist...

Congrats on very nice CLI !!!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 8
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Regular Contributor

Re: Neiman Marcus 2x CLI with a twist...

Congrats on the double! Cat Happy



Message 3 of 8
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Established Contributor

Re: Neiman Marcus 2x CLI with a twist...

Congrats on CLI!Smiley Very Happy




Message 4 of 8
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Valued Member

Re: Neiman Marcus 2x CLI with a twist...

I have a similar story with my neimans card. I got mine over a year ago, started at $700. 6 months later I got a CLI to 2k. Then a month later to 3k. Then denied the next month, and the month after that to 5k. I try every month or two. It’s sitting at $8500 now, but I can’t for the life of me figure out any pattern with them. I’m not gonna complain, though.
Message 5 of 8
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Valued Member

Re: Neiman Marcus 2x CLI with a twist...


@toadsworth wrote:
Account opened 2/2017 with a limit of $700, got an instant CLI when I received the card, then a CLI to $5000 earlier this year, but denied CLI twice since. All of those calls are what I would consider typical CLI calls. Called today, I was asked how much I wanted and I said whatever I was eligible but the rep seemed to be waiting for me to give a number so I said $10,000. She said let me put you on a brief hold, and 10 seconds later said okay, I was able to compete the increase to $10,000. Wasn’t asked my income or anything, literally just my name and last 4 of SSN. Talk about easiest CLI ever!

Oh, and I’ve only spent $500 on the card. One transaction, lol.

Oh, and I’ve only spent $500 on the card. One transaction, lol.

hehe, GTK, I just recently applied for this one because I've heard they're so good with CLI - even though I just called & was DENIED! (only my second month with the card and haven't ever used it yet... lol), 

 

I'm glad you posted this because I was worried about how much I'd actually have to put on it to make it grow decently. 

 

Congrats on your CLI! Awesome Limit!!

 currently drinking bubbly and loling.currently drinking bubbly and loling.

Starting 653 EQ Score ---> 4/29/2018
Current EQ 675 TU 655 FICO 610 --->6/17/2018
Current CCs:
USAA Classic Visa SL$500
Finger Hut SL: $600
First Progress: SL $400
Buckle: SL $250
Credit One: SL$400 Current CL: $600
Milestone Gold: CL $300
First Access SL: $300 Current CL: $350
Total Visa SL: $300 Current CL: $450
Neiman Marcus SL: $1K
Wayfair SL: $2K Current CL: $2.8K
Fidelity SL $3K
Overstock SL: $2K
Lowes Advantage SL: $400
Message 6 of 8
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Valued Member

Re: Neiman Marcus 2x CLI with a twist...

Update, after reading this I realized I haven’t called in since May.

The rep first goes “you received an increase to $8500 on May 10th, you know that right?”

I said yes, she proceeded to ask me if I rent or own (didn’t ask what my rent amount actually is) and asked me to hold. She came back with a “I was able to increase your limit to $11,000, is there anything else I can help you with today?”

Neiman’s is a strange bird, but I’m not asking questions. Hahaha.
Message 7 of 8
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Regular Contributor

Re: Neiman Marcus 2x CLI with a twist...

what phone number are y'all calling for the increase?

Message 8 of 8
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