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New Citi + Rewards! In with Citi

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Regular Contributor

New Citi + Rewards! In with Citi

I haven’t seen hardly anybody posting about this new card from citi so I thought I would share my story.
Since I started my rebuild I could NEVER get any prequals from Citi and I wasn’t going to pull the trigger without them. (Generally have too many pulls on EX; I believe the 6/6 rule is still fairly well enforced)
But I checked again a few days ago and bam, I was “pre approved to apply for” the new Citi + rewards card. The wording threw me off but it was a solid APR offered and the only prequal I’ve ever gotten from them so I pulled the trigger.
It wasn’t instant approval, they said it was still processing to check back for updates. After a day got impatient and called the back door number from the thread. Couple quick security verifications and APPROVED!
Only 1.8K SL which is fine because I know that it will grow and it’s more than I need for this card anyway.
Scores were all just under 700, got double pulled EQ and EX. Not under 6/6 by my calculations but very close.
Motivation for getting this card is primarily for the exclusive event tickets and the Citi presale concert tickets for when it’s Citi vs Amex. And just to get my foot in the door and build a relationship with another major.
No AF
Signup bonus (I used private browser and I think I got 25k points, but I will update bc I could be wrong as I only see 15k anywhere)
Intro 0% APR
Card will be great for my many small purchases at work daily as each one will round up to 10 points so I’ll use this card if I’m not working on a SUB.
And it’s a beautiful looking card which is obviously important :-)
Sorry for the long post; hopefully it helps provide some intel on this new card.


Start: Low 500’s
Most Recent: 738-745
Over 100K CL Club
Focusing on Delta, Hilton, Amex MR and Chase UR
Message 1 of 12
11 REPLIES 11
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Valued Contributor

Re: New Citi + Rewards! In with Citi

Congrats on the approval!


Message 2 of 12
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Valued Contributor

Re: New Citi + Rewards! In with Citi

Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 702 EQ 705 TU(1) 718
AAOA 4.6yrs TCL=300,700
Message 3 of 12
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Community Leader
Super Contributor

Re: New Citi + Rewards! In with Citi

Congratulations on your new card

Message 4 of 12
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Community Leader
Senior Contributor

Re: New Citi + Rewards! In with Citi

Congrats! Enjoy the new card and all that “point rounding!” Lol

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 5 of 12
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Senior Contributor

Re: New Citi + Rewards! In with Citi

Congrats on your approval !!!!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 12
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Contributor

Re: New Citi + Rewards! In with Citi

Congrats N.Y. he new card. I’ve seen this card in my prequalified offers as well. Interested to know how the rounding up works in the long haul and the valuation of those points.
1/27/2020

Amex BCE $17,4k | Apple Card $6,5k | Chase Amazon $5k | Chase Ink Cash Business $30,4k | Citi AAdvantage $5,4k | Citi Costco Business $10k | Discover It $15,4k | PayPal $9,6k | Synch Amazon $2,9k | Target RC MC $9k | US Bank Cash+ $1,5k | US Bank REI MC $11,5k | Uber $1,5k
Message 7 of 12
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Valued Contributor

Re: New Citi + Rewards! In with Citi

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval and Welcome to the Citi family!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 8 of 12
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Valued Contributor

Re: New Citi + Rewards! In with Citi

Congrats and have fun on your next exclusive event!
BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits










Message 9 of 12
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Valued Contributor

Re: New Citi + Rewards! In with Citi

Congrats on the approval!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 10 of 12
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