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New Discover it Card

Sean60099
Frequent Contributor

New Discover it Card

Closed on my Discover card last year when I only got approved for a $1000 credit line. 
Recently got an offer in the mail from them to apply for a new Discover card. Wanting to round out my wallet with a Discover card again, I decided to take the offer. was approved for $3,000. Disappointing seeing as my average credit line is $19,000. I heard allot of people getting increases every few months after there first year, but wanted to see what peoples experiences were with getting increases before the first year?

Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
8 REPLIES 8
FroggieMom
Regular Contributor

Re: New Discover it Card

I've been pleased with Discover and the CLI I've received.  I started off 2 yrs ago with a $1500 limit that has now grown to $6500, that's with keeping a balance on it almost the entire time too! (I had 0% interest for the 1st 18 mo) .  I've received 2 auto CLI and 2 website request increases.  Just read on here the other day about a guy who has grown his limit with them to over $40K!!  Don't think you'll go wrong keeping the card this time Smiley Happy

Summer 2018 FICO 8 scores~
Gardening until 2019....at least
Message 2 of 9
Sean60099
Frequent Contributor

Re: New Discover it Card

I kept it the first time and used it allot for a year. After the 12 month mark I had spent on a $1,000 limit $18,000 and they would not budge on the limit so I said bye bye. Its been now 6 months and I got a mailer from them for a new discover IT with double the rewards for the first year (standard promo there running) and I did like the 5% catagories so I decided id give them another shot. 

I will also say that when I had a discover in college they started me out with $3,500 and years later they still wouldnt budge so I closed them out back then to. 

Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 3 of 9
RonM21
Valued Contributor

Re: New Discover it Card

Congrats! This card should grow!
                

Total CL: $306.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 4 of 9
thorshammer
Established Contributor

Re: New Discover it Card

I got my it card 2.5 months ago with a 3000 sl also.
Its already up to 4500. Got an auto increase of 1000 a week ago and 2 days later I hit the love button and received another 500. So far happy with discover.
I expected a higher sl then 3000 but its growing quickly.
eq 757 ex 762 tu 763 Chase Amazon 5000 citi double cash 4300 Citi TYP 8100 Cap1 Quicksilver Visa Sig 10000 Walmart MasterCard 6600 Big Sandys 4000 Best Buy 5100 LLbean 2300 Cashforward 17500 Sam's Club 10000 Discover Card 10000 bluecash 5800 everyday 10000 boa americard 20300 boa cash rewards 7000 marvel 10000
Message 5 of 9
Mia25
Senior Contributor

Re: New Discover it Card

Congrats on the approval, this card will grow very soon.

Message 6 of 9
shaneomac28
Regular Contributor

Re: New Discover it Card

Awesome card  and CLI are soft pulls.  I have read people on here hitting the LUV button every 90 days. I recently got this card and it was the largest SL to date.


Message 7 of 9
CreditMagic7
Super Contributor

Re: New Discover it Card

Congrats!

Message 8 of 9
PoncedeLeon
Regular Contributor

Re: New Discover it Card

congrats! Smiley Happy

Message 9 of 9
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