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New Discover it Card

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Anonymous
Not applicable

New Discover it Card

Closed on my Discover card last year when I only got approved for a $1000 credit line. 
Recently got an offer in the mail from them to apply for a new Discover card. Wanting to round out my wallet with a Discover card again, I decided to take the offer. was approved for $3,000. Disappointing seeing as my average credit line is $19,000. I heard allot of people getting increases every few months after there first year, but wanted to see what peoples experiences were with getting increases before the first year?

8 REPLIES 8
FroggieMom
Regular Contributor

Re: New Discover it Card

I've been pleased with Discover and the CLI I've received.  I started off 2 yrs ago with a $1500 limit that has now grown to $6500, that's with keeping a balance on it almost the entire time too! (I had 0% interest for the 1st 18 mo) .  I've received 2 auto CLI and 2 website request increases.  Just read on here the other day about a guy who has grown his limit with them to over $40K!!  Don't think you'll go wrong keeping the card this time Smiley Happy

Summer 2018 FICO 8 scores~
Gardening until 2019....at least
Message 2 of 9
Anonymous
Not applicable

Re: New Discover it Card

I kept it the first time and used it allot for a year. After the 12 month mark I had spent on a $1,000 limit $18,000 and they would not budge on the limit so I said bye bye. Its been now 6 months and I got a mailer from them for a new discover IT with double the rewards for the first year (standard promo there running) and I did like the 5% catagories so I decided id give them another shot. 

I will also say that when I had a discover in college they started me out with $3,500 and years later they still wouldnt budge so I closed them out back then to. 

Message 3 of 9
RonM21
Valued Contributor

Re: New Discover it Card

Congrats! This card should grow!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 9
Anonymous
Not applicable

Re: New Discover it Card

I got my it card 2.5 months ago with a 3000 sl also.
Its already up to 4500. Got an auto increase of 1000 a week ago and 2 days later I hit the love button and received another 500. So far happy with discover.
I expected a higher sl then 3000 but its growing quickly.
Message 5 of 9
Anonymous
Not applicable

Re: New Discover it Card

Congrats on the approval, this card will grow very soon.

Message 6 of 9
Anonymous
Not applicable

Re: New Discover it Card

Awesome card  and CLI are soft pulls.  I have read people on here hitting the LUV button every 90 days. I recently got this card and it was the largest SL to date.

Message 7 of 9
CreditMagic7
Mega Contributor

Re: New Discover it Card

Congrats!

Message 8 of 9
Anonymous
Not applicable

Re: New Discover it Card

congrats! Smiley Happy

Message 9 of 9
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