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New Fidelity Rewards Visa & CLI on Lowe's card

CuriousGradStudent
Regular Contributor

New Fidelity Rewards Visa & CLI on Lowe's card

Now that my utilization is below 9% again, I decided on Saturday to come back out of the garden to snag the Fidelity Rewards Visa Signature card. Instant approval for $13,600! Latest credit score pulled was a 751, high student loan debt, AAoA 3.6years, oldest credit line 5 years 5 months old.

 

I was browsing through and the trend seemed to be that Synchrony will hand out CLI's like candy, so I took the bait. I applied for the Lowe's Advantage Card in March and was approved for a SL of $1,000. I called and asked for a CLI within a few minutes of applying and asked for an increase to $10,000... and that was approved. This morning I noticed the request a credit limit increase link was available and put in $24,000 expecting them to counter. NOPE! Approved for $24,000!



NFCU CLOC $10,000
Ford Credit Auto Loan $25.5k @ 1.9%/ 72 month
Gardening since 8/1/18

Message 1 of 16
15 REPLIES 15
VoltronM
Senior Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

Congrats on your approvals , massive Fidelity Rewards . Monster Sl Lowes !!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 16
MRSPIGGIE
Valued Member

Re: New Fidelity Rewards Visa & CLI on Lowe's card

WOW awesome sauce... so saucy! Congrats on your new cards with those limits Smiley Happy 

Starting 653 EQ Score ---> 4/29/2018
Current EQ 675 TU 655 FICO 610 --->6/17/2018
Current CCs:
USAA Classic Visa SL$500
Finger Hut SL: $600
First Progress: SL $400
Buckle: SL $250
Credit One: SL$400 Current CL: $600
Milestone Gold: CL $300
First Access SL: $300 Current CL: $350
Total Visa SL: $300 Current CL: $450
Neiman Marcus SL: $1K
Wayfair SL: $2K Current CL: $2.8K
Fidelity SL $3K
Overstock SL: $2K
Lowes Advantage SL: $400
Message 3 of 16
4theLoveofPoints
Valued Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

Congrats on the approval and a very swift 1-2 punch to your current utilization. Very nice.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 4 of 16
c00mtg
Valued Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

Congrasts!!  I think $35k would have been approved.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 5 of 16
CuriousGradStudent
Regular Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

I wasn’t pushing my luck! Lol



NFCU CLOC $10,000
Ford Credit Auto Loan $25.5k @ 1.9%/ 72 month
Gardening since 8/1/18

Message 6 of 16
xaximus
Valued Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

Congrats on the new card and the CLI! Massive SL!!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 7 of 16
19eighty5
Senior Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

Congratulations on your approval and massive starting limit!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 8 of 16
Xiang182838
Established Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card

Congrats on the approval!Smiley Very Happy




Message 9 of 16
James_A
Valued Contributor

Re: New Fidelity Rewards Visa & CLI on Lowe's card


@CuriousGradStudent wrote:

... Latest credit score pulled was a 751 ...

 


Congrats! CGS. Beautifully played. 

Question: which CRA do you reference? Used for both?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 10 of 16
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