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New Lowe's card!

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Regular Contributor

New Lowe's card!

Just got off the phone with Synch.  Got a Lowe's card yesterday, approved for $1500.  Pulled Experian, of all things and the account is ALREADY posted on my report!!!  Today, I asked for 25K, they gave me $6000.  I had to pretend to be disappointed on the phone, haha!  I'll take it!  Garden time, figuratively and literally!   Thanks guys, especially when considering I apped for Lowes about a year ago and they wouldn't give me the time of day.  :-)

Ok credit, getting better.....slowly.... Can't seem to stay in the Garden for any extended period of time. I'm trying. Mid to upper 600's across the board.
Message 1 of 13
12 REPLIES 12
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Community Leader
Mega Contributor

Re: New Lowe's card!

CongratsSmiley Happy. Headscratcher on the Ex pull but all is possible. Give it like a week and youll have that at like 25k lol. JK, but try again next month ,lol, NKSmiley Wink
Message 2 of 13
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Established Contributor

Re: New Lowe's card!

Good job.  Lowes is a good store Smiley Happy

Message 3 of 13
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Valued Member

Re: New Lowe's card!

 


@JimBo99 wrote:

Just got off the phone with Synch.  Got a Lowe's card yesterday, approved for $1500.  Pulled Experian, of all things and the account is ALREADY posted on my report!!!  Today, I asked for 25K, they gave me $6000.  I had to pretend to be disappointed on the phone, haha!  I'll take it!  Garden time, figuratively and literally!   Thanks guys, especially when considering I apped for Lowes about a year ago and they wouldn't give me the time of day.  :-)


Congrats on the approvals!!

 

Did you use the backdoor numbers for sync bank? I used them for my walmart, amazon, and ashley furniture cards and they work great!!

TU 714 | EX 705 | EQ 720
Message 4 of 13
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Valued Contributor

Re: New Lowe's card!

Congratulations on your approval!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 5 of 13
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Regular Contributor

Re: New Lowe's card!


@rashaad wrote:

 


@JimBo99 wrote:

Just got off the phone with Synch.  Got a Lowe's card yesterday, approved for $1500.  Pulled Experian, of all things and the account is ALREADY posted on my report!!!  Today, I asked for 25K, they gave me $6000.  I had to pretend to be disappointed on the phone, haha!  I'll take it!  Garden time, figuratively and literally!   Thanks guys, especially when considering I apped for Lowes about a year ago and they wouldn't give me the time of day.  :-)


Congrats on the approvals!!

 

Did you use the backdoor numbers for sync bank? I used them for my walmart, amazon, and ashley furniture cards and they work great!!


I used the overseas number that everyone's been posting 877-379-8173  The lady was very pleasent, confirmed all my info and 2-3 min on hold later, she apologized that was all they could do and that a letter would be heading my way that would tell me why I couldn't get the higher amount. 

Ok credit, getting better.....slowly.... Can't seem to stay in the Garden for any extended period of time. I'm trying. Mid to upper 600's across the board.
Message 6 of 13
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Valued Member

Re: New Lowe's card!


@JimBo99 wrote:

@rashaad wrote:

 


@JimBo99 wrote:

Just got off the phone with Synch.  Got a Lowe's card yesterday, approved for $1500.  Pulled Experian, of all things and the account is ALREADY posted on my report!!!  Today, I asked for 25K, they gave me $6000.  I had to pretend to be disappointed on the phone, haha!  I'll take it!  Garden time, figuratively and literally!   Thanks guys, especially when considering I apped for Lowes about a year ago and they wouldn't give me the time of day.  :-)


Congrats on the approvals!!

 

Did you use the backdoor numbers for sync bank? I used them for my walmart, amazon, and ashley furniture cards and they work great!!


I used the overseas number that everyone's been posting 877-379-8173  The lady was very pleasent, confirmed all my info and 2-3 min on hold later, she apologized that was all they could do and that a letter would be heading my way that would tell me why I couldn't get the higher amount. 


Same number I used last week. It works to perfection!

TU 714 | EX 705 | EQ 720
Message 7 of 13
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Regular Contributor

Re: New Lowe's card!


@AverageJoesCredit wrote:
CongratsSmiley Happy. Headscratcher on the Ex pull but all is possible. Give it like a week and youll have that at like 25k lol. JK, but try again next month ,lol, NKSmiley Wink

Thanks!  Didn't get any alerts til this morning.  First one was from CreditCheck, no biggie, but then I got one from USAA's credit alert, which is Experian, which really got me confused.  haha!  Synch strikes again!

Ok credit, getting better.....slowly.... Can't seem to stay in the Garden for any extended period of time. I'm trying. Mid to upper 600's across the board.
Message 8 of 13
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Community Leader
Mega Contributor

Re: New Lowe's card!

When i got my first Ex credit inquiry from Sync it was for my Amazon that i used chat for cli. The only thing i can think of was that perhaps i had my TU frozen and csr pulled a report they could see. Food for thoughtSmiley Wink
Message 9 of 13
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Valued Contributor

Re: New Lowe's card!

Congrats op! Shop at Lowes alot?
Message 10 of 13
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