New NFCU Amex Approval

spickeri · ‎03-12-2019

Became a member of NFCU in December with a savings and checking account thought why not app for cc so i went with the cash rewards.It went into review two hours later approved for 500SL but with a trans union fico 8 of 570 not bad. With advice on this forum i waited 91 days and app for second card only two statement cuts went to review.So after four hours checked and approved for 15,000 SL and apr 17.24 WOW.

Previously highest cl of 1000 .Gotta love navy. Fico 8 tu 617 ex 663 eq 647 UTI 1% INCOME 58,000 AAOA 5 years 1 month

TU 686
EQ 680
EX 703

gdale6 · ‎03-12-2019

Welcome to the board and grats on a great SL

thornback · ‎03-12-2019

WoW. Nice! Congrats on the 2nd card approval with a fantastic SL!!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎03-12-2019

The ole second card app at 91/3 strikes again. Congratulations!

Cred4All · ‎03-12-2019

Huge success there, congrats on the new utilization ability .

CreditInspired · ‎03-12-2019

@spickeri wrote:
Became a member of NFCU in December with a savings and checking account thought why not app for cc so i went with the cash rewards.It went into review two hours later approved for 500SL but with a trans union fico 8 of 570 not bad. With advice on this forum i waited 91 days and app for second card only two statement cuts went to review.So after four hours checked and approved for 15,000 SL and apr 17.24 WOW.
Previously highest cl of 1000 .Gotta love navy. Fico 8 tu 617 ex 663 eq 647 UTI 1% INCOME 58,000 AAOA 5 years 1 month

Congratulations on approval and very nice SL.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K