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New PENFED member Visa Power Cash Rewards approval!

capnsloya
Contributor

New PENFED member Visa Power Cash Rewards approval!

Hello my fellow credit warriors.

 

I was just approved for a PENFED Power Cash Rewards card! I've been wanting to establish a relationship with a credit union for some time now and decided to finally go for PENFED after much research. I opened a new account with 5 bucks (no military status) and applied for the card. This is my first application for a credit card in over 3 years Smiley Happy

 

DP's:

HP on Equifax: 767 FICO 8, no inquiries on report

1% Utilization (my utilization doesn't include a $6,000 balance on my latest Amex Platinum charge card statement)

3 years 4 months AAoA

Approved for $2,500 limit with a 17.99% APR (all APR's are zero if you pay in full Smiley Wink)

56CBBBAB-86AF-47A2-8C3D-4F8EB689F0B5.jpeg

 

 

Current Cards

FICO Scores as of October 2020

Inquiries as of August 2020
Message 1 of 13
12 REPLIES 12
AllZero
Super Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Congratulations on your approval!
Message 2 of 13
slickwidit
Frequent Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Congratulations 🎊 🎉 🎈 🍾 

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 3 of 13
coreyb80
Valued Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Congrats on the approval!

Message 4 of 13
M_Smart007
Epic Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Message 5 of 13
Dogbert
Valued Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

WOO! Ride that PenFed Train!! Congrats!

 

  
  
---- NAILED IT!

Message 6 of 13
capnsloya
Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Thanks everyone! I just checked some online documents from PENFED. It looks like the Equifax score they used was FICO 9 (782).

Current Cards

FICO Scores as of October 2020

Inquiries as of August 2020
Message 7 of 13
jberry
New Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Congrats on your approval!! Smiley Happy

Message 8 of 13
mrcraft
Valued Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Congratulations on your approval!!






Message 9 of 13
CreditAggie
Senior Contributor

Re: New PENFED member Visa Power Cash Rewards approval!

Congratulations on your PenFed Power Cash Rewards approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 13
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