Hello my fellow credit warriors.
I was just approved for a PENFED Power Cash Rewards card! I've been wanting to establish a relationship with a credit union for some time now and decided to finally go for PENFED after much research. I opened a new account with 5 bucks (no military status) and applied for the card. This is my first application for a credit card in over 3 years
HP on Equifax: 767 FICO 8, no inquiries on report
1% Utilization (my utilization doesn't include a $6,000 balance on my latest Amex Platinum charge card statement)
3 years 4 months AAoA
Approved for $2,500 limit with a 17.99% APR (all APR's are zero if you pay in full )
Congratulations 🎊 🎉 🎈 🍾
Thanks everyone! I just checked some online documents from PENFED. It looks like the Equifax score they used was FICO 9 (782).
Congratulations on your PenFed Power Cash Rewards approval!