Re: New PENFED member Visa Power Cash Rewards appr... - myFICO® Forums

capnsloya · ‎07-18-2020

Hello my fellow credit warriors.

I was just approved for a PENFED Power Cash Rewards card! I've been wanting to establish a relationship with a credit union for some time now and decided to finally go for PENFED after much research. I opened a new account with 5 bucks (no military status) and applied for the card. This is my first application for a credit card in over 3 years

DP's:

HP on Equifax: 767 FICO 8, no inquiries on report

1% Utilization (my utilization doesn't include a $6,000 balance on my latest Amex Platinum charge card statement)

3 years 4 months AAoA

Approved for $2,500 limit with a 17.99% APR (all APR's are zero if you pay in full )

Current Cards

FICO Score 8's as of February 2023

Inquiries as of February 2023

AllZero · ‎07-18-2020

Congratulations on your approval!

slickwidit · ‎07-18-2020

Congratulations 🎊 🎉 🎈 🍾

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)