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New Store Credit Cards

financialfreedom777
Regular Contributor

New Store Credit Cards

Stoked, didn't think I'd get a card with my low scores (4 closed late accounts: 2 of which are charge-offs: 2 paid, 2 paying) and only 2 current accounts (Fingerhut & Self loan) both open accounts have been ontime for 1yr6mos now. 

 

My goal this year aside paying down my debt, is to get at least 2 of the lates removed (been sending a ton of GW letters with no luck so far but not giving up) and to get at least 2-3 more cards so that I can increase my active accounts to at least 5.

 

Sooo, between yesterday and today I got approved for a Khols store card-$300 limit (of which I will most likely never use since there are no stores here in Puerto Rico and they don't seem to ship internationally so whenever I visit the US I'll go instore and put a very small amt on it then pay off immediately); and now Childrens Place-$500 (of which I am most happy about as I shop here often Smiley Happy

 

So far, I'm at 4 cards... also waiting for my self visa card which I just ordered so that will bring me to a total of 5 cards! Will then wait about 3months before applying for a Capital One Secured Card.

 

Happy with my small progress so far Smiley Happy

 

Thanks to everyone on these forums for the wonderful tips, advise and sharing their experiences. I've been learning so much from you all!

Starting Score: 12/18/2019 EQ 601 | TU 614 | EX 596
Current Score:08/14/2020 EQ 674 | TU 648 | EX 625
Goal Score: 780



Message 1 of 10
9 REPLIES 9
Bbcatcher
Valued Contributor

Re: New Store Credit Cards

Congratulations!



Message 2 of 10
DoctorManhattan
Frequent Contributor

Re: New Store Credit Cards

Nice congrats
Message 3 of 10
chiefone4u
Established Contributor

Re: New Store Credit Cards


@financialfreedom777 wrote:

Stoked, didn't think I'd get a card with my low scores (4 closed late accounts: 2 of which are charge-offs: 2 paid, 2 paying) and only 2 current accounts (Fingerhut & Self loan) both open accounts have been ontime for 1yr6mos now. 

 

My goal this year aside paying down my debt, is to get at least 2 of the lates removed (been sending a ton of GW letters with no luck so far but not giving up) and to get at least 2-3 more cards so that I can increase my active accounts to at least 5.

 

Sooo, between yesterday and today I got approved for a Khols store card-$300 limit (of which I will most likely never use since there are no stores here in Puerto Rico and they don't seem to ship internationally so whenever I visit the US I'll go instore and put a very small amt on it then pay off immediately); and now Childrens Place-$500 (of which I am most happy about as I shop here often Smiley Happy

 

So far, I'm at 4 cards... also waiting for my self visa card which I just ordered so that will bring me to a total of 5 cards! Will then wait about 3months before applying for a Capital One Secured Card.

 

Happy with my small progress so far Smiley Happy

 

Thanks to everyone on these forums for the wonderful tips, advise and sharing their experiences. I've been learning so much from you all!


With the scores in your signature, and the fact you got the Kohl's credit card.  I would wait (at least) 6 months and check capital one pre-qual site.

 

Odds are good you don't have to start with a secured card that never graduates.

 

Congratulations on your new cards! 

Kohl's is a SP CLI every 6 months as well. (Mine went from $300 to $3,000 in 18 months with about $900 total spend).

BrutalBodyShots - Good Will Saturation Technique

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


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Message 4 of 10
financialfreedom777
Regular Contributor

Re: New Store Credit Cards

Really? Awesome .@ChiefOne4u I’ll take your advice 😉👍🏽🙌🏽
Starting Score: 12/18/2019 EQ 601 | TU 614 | EX 596
Current Score:08/14/2020 EQ 674 | TU 648 | EX 625
Goal Score: 780



Message 5 of 10
nuohlac
Valued Contributor

Re: New Store Credit Cards

Congratulations on your approvals!!!








Message 6 of 10
Steve891
Senior Contributor

Re: New Store Credit Cards

Congrats on your two new store card approvals!




Message 7 of 10
M_Smart007
Epic Contributor

Re: New Store Credit Cards

Congrats!

popcorn eating emoticon.gif
Message 8 of 10
Meanmchine
Super Contributor

Re: New Store Credit Cards

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 9 of 10
RickNATL
Frequent Contributor

Re: New Store Credit Cards

Great start...

Message 10 of 10
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