New Total Rewards Visa from Comenity Bank

[improvingmycredit]

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@innvaderr wrote:

Applied yesterday, got approved for $2500 CL

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Hey innvaderr!

Was that an instant approval?  I forgot to ask the other day.  Thanks!

[innvaderr]

They pulled my EQ and yes it was an instant approval.

myFICO TU is 748 and EQ is 770.

Hope that helps.

[john398]

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@innvaderr wrote:

They pulled my EQ and yes it was an instant approval.

myFICO TU is 748 and EQ is 770.

Hope that helps.

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Congrats I am waiting for my letter, my EQ is around 685 so maybe thats why

[bkfriendly]

Has anyone who applied this past monday 4-01 and recieved the 7-10 day message heard anything yet either by an email or an approval/denial thru the mail?

[john398]

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@bkfriendly wrote:

Has anyone who applied this past monday 4-01 and recieved the 7-10 day message heard anything yet either by an email or an approval/denial thru the mail?

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the only think i got was this:

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Comenity Bank, a ComenitySMcompany, issues Total Rewards® Visa® credit card accounts. We've received your application.

Dear valued customer,

Thank you for your Total Rewards® Visa® credit card application. We are reviewing it now, and will respond to you by mail within 7-10 business days.

If you have questions about this message or your Total Rewards® Visa® credit card account, please call our Customer Care team at 1-855-381-5715 (TDD/TTY:1-800-695-1788). We will be happy to help you.

Sincerely,

Customer Care team

[john398]

till no letter but has only been 6 days

[bkfriendly]

same here, no snailmail response yet since monday's app, but personally i count this as a possible good outcome. In my estimation and past exp. a denial would be the fastest response to recieve mail wise, just a denial letter generated and mailed out & recieved immediately, but an approval requires a piece of plastic generated (approval) and thus would take a few days longer for the response. Wishful thinking? yes, Hope is a good thing, so here's hoping I see/hear nothing till later this week with a thick left side of the envelope acompaning

[john398]

keeping fingers crossed, if it comes denial I will call and make sure they have my income correct and ask for recon since the app never asked about income

[john398]

Been a week and still no news

[john398]

Today is the 10th day and still nothing, no letter  and no card I wonder if I should give them a call