I app'd on monday 4-01 also, got the 7-10 day deal, then wednesday 4-03 I get the usaa credit alert that comenity pulled my experian, so I know they recieved my app, but as of today no news, no letter, no nuttin'.....BTW, I did just call the 855# for the heck of it, not to speak to anyone, but waited till the automated system prompted me to put in my account# (which i dont have, yet?) then it states, if you dont know your account number enter your ss# & then last four of the home phone which was stated on the app, but they couldnt find a match 
, so I dont know if thats a bad thing or not, oh weel, time will tell 
@john398 wrote:
@improvingmycredit wrote:
Hey John398!
I usually take what a CRS says with a grain of salt. More often than not, the info received is incorrect. Shame really.. I suspect that who they pull is still in relation to where you live in the US with Comenity. How's your app going? Any answer yet? Also, what's your credit profile looking like when you apped? Thanks for the info!!! Fingers crossed for a ridiculously high CL.
oh ok I am in Dallas, I do have high util on some cards so maybe thats why, my EQ score should be around 655, I will wait for the letter
Small world...I'm in Dallas too ! Good luck to all in your quest.
SisterGirl
@SisterGirl wrote:
@john398 wrote:
@improvingmycredit wrote:
Hey John398!
I usually take what a CRS says with a grain of salt. More often than not, the info received is incorrect. Shame really.oh ok I am in Dallas, I do have high util on some cards so maybe thats why, my EQ score should be around 655, I will wait for the letter
Small world...I'm in Dallas too ! Good luck to all in your quest.
SisterGirl
You too SisterGirl, I hope you get all you want as well
@biimmer wrote:Guess I'll be the first to post results of the 7-10 day message. Actually I think this will be my first post here all together..long time lurker. Anyway....
Applied on 4/1 got the 7-10 day message. Received my denial letter today.
Number of recent inquiries
Excessive obligations recently established
Limited credit experience ????
Score of 884 on their 1-999 scale. They pulled EQ and my most recent fico score is 672.
I'm assuming this is a result of last months app/cli spree.
Thanks for posting that, I am sure my letter is in the mailbox too, wow 884 out of 999 and they still would not give you a card seems kind of strict
Just applied got 7-10 notice. I got the same notice when I applied for a Giant Eagle Store Gas card from them and a HSN card which both of those got approved. Hopefully I'll get this card and can retire applying for this year way too much this past 12 months and I know inquiries are bad.
Starting Score: TU:599 EXP: 596 EQ: 595 Starting Year 2009
