Re: New car loan and local CU Visa approval

Anonymous · ‎06-10-2021

Hello MyFico fam! Just wanted to report on a couple approvals. Bought a new car (2021 Altima SR) and got financed through the local credit union at 6%. Then decide what the heck and applied for their Visa product. Approved $5000 SL at 14.99%. Not too shabby. Then they offered to refinance another auto loan I have that had a 15.99% APR(yikes it was pre rebuild) with a new rate at 6.25% for essentially the remaining termon the current loan. Used EQ which was reported 687. Not sure which version. 1 hard pull for the car, the car refi, and the Visa. I call that a win.

If it wasn't for all of everyone here's info and help this wouldn't have been possible. Thanks to all....now I think I might play in the soil for a bit lol.

KingRue8500 · ‎06-10-2021

Congrats on your CU Visa and car loan approval

Elpadrino1 · ‎06-10-2021

Congratulations on your approvals with only one hard pull!!

CreditAggie · ‎06-10-2021

Congratulations on your approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

mrcraft · ‎06-10-2021

Congratulations on your approvals!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

gdale6 · ‎06-10-2021

A CU triple play, grats on it

coreyb80 · ‎06-10-2021

Congrats on the great approvals!

babygirl1256 · ‎06-10-2021

Congrats on your car loan and local CU Visa approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850