|FICO 8 SCORES: 06-02-2019||616 TU||613 EX||638 EQ|
Congrats. I'd let things age before PenFed.
Congrats on your approvals especially the 20K flagship.
Just a suggestion...If you want more suggestions on what to do next, I would say maybe break down this post and create a new and more clear one over on the "Credit Applications" board with the questions about when to apply for Penfed or whoever else.
The way this one is laid out is a bit difficult to understand. Include your scores, each card/limit/utilization. Also include any negatives on your report, and any loans. List anything else that would be worth including, good or bad. If you put all of this more in List form, rather than paragraph form, I think it'll be easier to understand and read.
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|