Nfcu 91/3 2nd card big limit not true for me

[M_Smart007]

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@Hut1 wrote:

I thought I saw you mention a BK.  NFCU is a bit skittish towards BK's especially if you have no prior relationship with them. 

If you want to grow with them, you can.  

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+1

[MeN5]

@M_Smart007 @Hut1 @I do not have a bk showing on tu  and on eq my ch 13 bk is almost 5 years old

[AllZero]

Congratulations on your approval! Good luck on your reconsideration.

[M_Smart007]

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@MeN5 wrote:

@M_Smart007 @Hut1 @I do not have a bk showing on tu  and on eq my ch 13 bk is almost 5 years old

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If you have ever asked Navy for a CLI, They have a copy of your EQ. They also do what is account SP review.

and they are soft pulling your EQ report. I can see the "AR" SP's when I log into EQ.

Edited to Add:

[Remedios]

It's my understanding that NFCU can be a great lender to many, earning them a cult like status around here. 

However, that's not everyone's story. 

Some do not experience the same level of success with credit card apps as others. 

You can SD it, or continue using it if it's beneficial to you, and you dont have better options available at the moment. 

You cannot let opinions on a lender sway you away from thinking with your wallet. You're not carrying an institution in your pocket, you're carrying a card. 

You're either getting benefits or you're not. 

Most of the time when claims are made that a lender is "the greatest one ever", it's because customer got what they wanted.

When that doesnt happen, they are the worst. Nicknames usually follow. 

Just do what's right for you and your situation. 

[MeN5]

@AverageJoesCredit  I really do respect your opinion so I think ill let it simmer for about 91/3 lol 😆 which would put me at 6 months history with navy also wondering after 1st cli how often can one be granted?

[Anonymous]

181 days before next on that card but most say wait 185+

[Phoenixupward]

Wow. I'm shocked. Do you have just savings with Navy?  In my case, I apped for their second card in Feb and received the same card with 7.5 SL with a BK on file discharged 7/2018 (I'm sharing my data points not to add salt to your wound).   With that being said, I have the following accounts: checking, savings, IRA and 2 CDs).  I'm constantly depositing funds into 3 accounts.  So perhaps my profile looks more appealing based on how I'm managing my money at Navy.  I don't have a high-end income either.  Hopefully, your recon will be a positive outcome.  Good Luck. 

[Anonymous]

Congratulations on your approval! 👍

[MeN5]

@Phoenixupward I have checking and savings in which im constantly using my checking savings not so much but im about to start.