So I filed for bankruptcy back in July of 16 and was discharged in October 16, and have since then I have tried to follow soulmaster guide to a 700 credit score. I have so many inquiries from a car purchase I made last December and then the ones I added along the way for applying for credit. I must say the plan is a great guide I was so adamant about getting a nfcu credit card that I was applying every other month which caused for my credit score to fluctuate often. Finally a year after discharge I have a nfcu credit card the limit is only 1k but I know it will grow in due time. I plan on gardening for the next 12 months to see how my credit improves seeing as I know have so many credit lines reporting in good standing on my credit.
