Nfcu declined. Approved on recon.

[jdxprs1]

Platinum MasterCard approved for 15k on recon after providing p.o.i.

Now have the cash rewards 24k, the cloc for 15k, and this new one.

Fico 08's all in the 680's. Nfcu score is 299.

[Anonymous]

Congrats!

[CreditMagic7]

Congratulations on the successful recon but since it was the Platinum Card do you know yet what the APR is they assigned for you?

That effort was well worth the time. Good going.

[jdxprs1]

My cash rewards is 2 tenths above the lowest so I'm hoping this one is near 6.99 but I don't know yet. It won't matter anyway though. I'll most likely only run some bills through this new one. Like the cell phones to take advantage of the free insurance.

[CreditMagic7]

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@jdxprs1 wrote:
My cash rewards is 2 tenths above the lowest so I'm hoping this one is near 6.99 but I don't know yet. It won't matter anyway though. I'll most likely only run some bills through this new one. Like the cell phones to take advantage of the free insurance.

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I very recently PC the Cash Rewards for this very card, the Platinum, and they lowered the APR from 11% to 8.99%, my absolute lowest, and am tickled pink. I'm not ashamed that i am an active roller of balances in a variety of ways and i seen some of my cards respond back, rewarding in kind for paying in a little interest here and there. So whatever works best for both sides of the coin suits me just fine.

Because of that NFCU is turned into a daily driver card now, something that's way different then before where they very rarely seen any action but PIF and SD'd.

NFCU has the corner on satisfaction for the whole boatload of their membership 

[AverageJoesCredit]

Nice going pulled of the ttiple lindy

[jdxprs1]

Yep. Now my next goal is to get them to lower my rates. Especially on the cloc where my rate is 16%

[Anonymous]

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@jdxprs1 wrote:
Yep. Now my next goal is to get them to lower my rates. Especially on the cloc where my rate is 16%

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I could be wrong but I'm pretty sure that they don't give APR reductions on the CLOC, only the credit cards once a year.

[CreditCuriosity]

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@Anonymous wrote:

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@jdxprs1 wrote:
Yep. Now my next goal is to get them to lower my rates. Especially on the cloc where my rate is 16%

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I could be wrong but I'm pretty sure that they don't give APR reductions on the CLOC, only the credit cards once a year.

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You are correct

[jdxprs1]

Wow. Not really worth having for me then.