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Nice SL with Huntington

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Regular Contributor

Nice SL with Huntington

So I posted a few days ago how Huntington kept declining my apps for the past three years for all kinds of different excuses. I got the courage to call and spoke to a CS rep who said they’d email underwriting to get a clear answer. Woke up yesterday to a HP on Equifax and called back this morning and it was approved for $20,000!

I opted for the lower apr as I have enough points cards so I’ll gladly take it. I was about to close my seven year old checking account but glad I didn’t.

Patience finally paid off Smiley Happy
Message 1 of 10
9 REPLIES 9
Senior Contributor

Re: Nice SL with Huntington

Congrats on approval and monster SL !!!

any data points you can provide

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 10
Regular Contributor

Re: Nice SL with Huntington

Yeah sorry!

Eq: 750
Inq: 29
AAoA: 2 yrs 3 months
Had some cards open this year recently.

From what I’ve heard they are not inq/new acct sensitive.
Message 3 of 10
Senior Contributor

Re: Nice SL with Huntington


@atst2000 wrote:
Yeah sorry!

Eq: 750
Inq: 29
AAoA: 2 yrs 3 months
Had some cards open this year recently.

From what I’ve heard they are not inq/new acct sensitive.

thanks for quick reply

also do you have to be in the area to apply ???

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 10
Regular Contributor

Re: Nice SL with Huntington

From what I’ve heard no. I’m originally from Columbus Ohio and I’ve lived in DFW Texas. It’s open nationwide from what I’ve heard on doctor of credit
Message 5 of 10
Established Contributor

Re: Nice SL with Huntington

Congrats on the approval! Smiley Very Happy




Message 6 of 10
Valued Contributor

Re: Nice SL with Huntington

Would you mind sharing your APR?  They don't make it well known on what rates they offer. 

 FICO 8
Message 7 of 10
Regular Contributor

Re: Nice SL with Huntington

Sure. 16.49%
Message 8 of 10
Valued Contributor

Re: Nice SL with Huntington

Hey TY!  I have an account with Huntington and I have looked at their cards.  I was a First Merit customer and was converted after the buyout.

 FICO 8
Message 9 of 10
Senior Contributor

Re: Nice SL with Huntington

Congrats!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 10 of 10
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