Nice SL with Huntington

[atst2000]

So I posted a few days ago how Huntington kept declining my apps for the past three years for all kinds of different excuses. I got the courage to call and spoke to a CS rep who said they’d email underwriting to get a clear answer. Woke up yesterday to a HP on Equifax and called back this morning and it was approved for $20,000!

I opted for the lower apr as I have enough points cards so I’ll gladly take it. I was about to close my seven year old checking account but glad I didn’t.

Patience finally paid off

[Anonymous]

Congrats on approval and monster SL !!!

any data points you can provide

[atst2000]

Yeah sorry!

Eq: 750
Inq: 29
AAoA: 2 yrs 3 months
Had some cards open this year recently.

From what I’ve heard they are not inq/new acct sensitive.

[Anonymous]

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@atst2000 wrote:
Yeah sorry!

Eq: 750
Inq: 29
AAoA: 2 yrs 3 months
Had some cards open this year recently.

From what I’ve heard they are not inq/new acct sensitive.

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thanks for quick reply

also do you have to be in the area to apply ???

[atst2000]

From what I’ve heard no. I’m originally from Columbus Ohio and I’ve lived in DFW Texas. It’s open nationwide from what I’ve heard on doctor of credit

[Anonymous]

Congrats on the approval! 

[Anonymous]

Would you mind sharing your APR?  They don't make it well known on what rates they offer. 

[atst2000]

Sure. 16.49%

[Anonymous]

Hey TY!  I have an account with Huntington and I have looked at their cards.  I was a First Merit customer and was converted after the buyout.

[19eighty5]

Congrats!