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No Blacklist for me! Approved for Chase Freedom Flex!

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JoeLuvsHisCredit
Valued Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congratulations 

Message 11 of 20
dudefromtx
Established Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congrats on your Freedom Flex approval!

Message 12 of 20
Meanmchine
Super Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congrats on getting back in with Chase.

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 13 of 20
CreditAggie
Community Leader
Super Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congratulations on your Chase Freedom Flex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 20
Doodlebug30
Established Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congrats on your approval!! This card looks like a good one. If I can ever get under 5/24 🤣....I have to wait a whole year before that happens lol

Message 15 of 20
MyFault
Valued Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congrats on your approval!








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Message 16 of 20
randomguy1
Valued Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!

Congrats on your success.

Message 17 of 20
sjt
Senior Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!


@FalconSteve wrote:

Congrats on your Chase approval

 

It'll be a while before I am under 5/24 again, but I plan on applying when they do. I didn't burn them, but they burned me (my score dropped because of fraud, so they closed my account)

 

Given that they closed my account, I suspect they blacklisted me (I never get preapproval either). After I buy a house and inquiries aren't going to matter to me, I'll probably apply.

 

it's awesome to hear that it isn't a lifetime blacklist, in case I happen to be on it


If you paid them off then I don't think you are on their blacklist. There could be many reasons why you don't get any offers from Chase, like having recent accounts, etc.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 18 of 20
FalconSteve
Valued Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!


@Doodlebug30 wrote:

Congrats on your approval!! This card looks like a good one. If I can ever get under 5/24 🤣....I have to wait a whole year before that happens lol


My wife and I could get under 5/24 if they just didn't count AU accounts. However, with them... it's going to be a while. Also, they call it 5/24, but it's really only 4/24 that you can have before getting approved (you get denied at 5/24). Oh well, maybe in 2022 

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 19 of 20
Openwater
Established Contributor

Re: No Blacklist for me! Approved for Chase Freedom Flex!


Congrats on getting back in!




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 20 of 20
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