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No Credit History - Approved 3K Cone Platinum

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Anonymous
Not applicable

No Credit History - Approved 3K Cone Platinum

Hello folks! I am posting in behalf of my husband. He got here October 2nd from the Philippines of this year and since I'm kind of obsessed with credit related anything, I wanted him to start asap. I added him on my credit cards and decided to apply for him December 14. Had the 'need for review' message so we waited and sent documents. Because of the Christmas holiday they were kind of late with their "we'll call you within 72 hours" so I had my husband bug them today and surpised.. SL of $3,000!!!

 

I told my husband to love me more because I helped him (I think) with that starting limit with no credit history prior. While when I started back in 2013 I had SL of $500. No regrets!!!

9 REPLIES 9
Remedios
Credit Mentor

Re: No Credit History - Approved 3K Cone Platinum

Congratulations on your approval 

Message 2 of 10
19eighty5
Senior Contributor

Re: No Credit History - Approved 3K Cone Platinum

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 10
Jnbmom
Credit Mentor

Re: No Credit History - Approved 3K Cone Platinum

Never heard of this? Who issues it?
EXP 780 EQ 791TU 795
Message 4 of 10
3se7ens
Frequent Contributor

Re: No Credit History - Approved 3K Cone Platinum

Nice. He's certainly one lucky dude. Smiley Wink

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 5 of 10
Anonymous
Not applicable

Re: No Credit History - Approved 3K Cone Platinum

Wow great news Congrats on your husbands approval going into the New Year and nice SL! Smiley Happy

Message 6 of 10
Anonymous
Not applicable

Re: No Credit History - Approved 3K Cone Platinum

It's Capital One Smiley Happy

Thank you everyone!

 


@Jnbmom wrote:
Never heard of this? Who issues it?

 

Message 7 of 10
Anonymous
Not applicable

Re: No Credit History - Approved 3K Cone Platinum

Ah, capital one. Explains why my search request only found metallic pine cones!
Message 8 of 10
Anonymous
Not applicable

Re: No Credit History - 3K Cone Platinum UPGRADED TO QS


@Anonymous wrote:

Hello folks! I am posting in behalf of my husband. He got here October 2nd from the Philippines of this year and since I'm kind of obsessed with credit related anything, I wanted him to start asap. I added him on my credit cards and decided to apply for him December 14. Had the 'need for review' message so we waited and sent documents. Because of the Christmas holiday they were kind of late with their "we'll call you within 72 hours" so I had my husband bug them today and surpised.. SL of $3,000!!!

 

I told my husband to love me more because I helped him (I think) with that starting limit with no credit history prior. While when I started back in 2013 I had SL of $500. No regrets!!!


3 MONTHS LATER FROM ACTIVATION AND HE FINALLY GOT THE OFFER TO QS OR VENTURE ONE TODAY Smiley Happy

cone jee.JPGAlso on the very next day - March 27th, I asked for CLI and was granted $300. I'll update once the credit steps is done if they will give him full $500 or just the remaining of it.

Message 9 of 10
GApeachy
Super Contributor

Re: No Credit History - Approved 3K Cone Platinum


@Anonymous wrote:

I told my husband to love me more because I helped him (I think)


Oh yeah, you sure did.......way to go! Congrats to you both!!!

My Take Home Pay Don't Take Me Home
Message 10 of 10
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