No HP NFCU CLI (UPDATE 3/23/20)

[Anonymous]

Congrats and very nice to hopefully dodge the HP too. Noteworthy that they’re using the trended data too. I’m sure others do it but I haven’t seen anyone else being told specifically a denial reason based on it. Regardless, glad to hear of the successful increase

[althes]

I just put in 2 CLI.

One for my nrewards that unsecured in June.

Then for the Platinum I got in July so I had 4 statements.

I have a BT on the Platinum and just made 2400 payment.

So will see how they like that.

[JoeLuvsHisCredit]

Congrats 

[Anonymous]

Congratulations, belatedly. Whats that about removing a block?

[AllZero]

Congratulations on your CLI!

[Brian_Earl_Spilner]

@Anonymous NFCU does not consider you for auto CLI unless you call and ask them to. By default, the option is blocked. I sent a secured message asking about it and they confirmed it before removing the block.

[Anonymous]

I sent a secure message and their response said they confirmed no block was on my account. Does that mean they only place the block in certain situations?

[Brian_Earl_Spilner]

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@Anonymous wrote:
I sent a secure message and their response said they confirmed no block was on my account. Does that mean they only place the block in certain situations?

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Not sure. Some people have said they never had blocks. I had no idea to check until I saw it on here.

[Brian_Earl_Spilner]

Update in original post

[myquestionsfico]

Congratulations!  I know it feels like small win, but you're making positive progress, and you're staying in the garden.  Kudos for your restraint!