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No HP on CSP approval?!?

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Cashbackjunky
Established Contributor

No HP on CSP approval?!?

Hey all,

I was approved for a CSP on Friday and received an email this morning saying the card is on its way (yay!!).

I haven't seen a hard pull from ANY of the CRA's... I'm not complaining, just think it's a bit odd. ALL of my past approvals have resulted in a HP and notification from CK and Experian within 5 seconds of application submittal.

The only thing I can think of is the fact that I was Pre-aporoved for the card (this is the first pre-approval I have ever responded to) so maybe a pre-approval bypasses a HP?? Does anyone have experience with this?

Cheers!

AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $29k | | BofA Customized Cash - $96k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $16.25k | | CapOne Venture - $30k | | Chase Amazon - $26.7k | | Chase Freedom Unlimited - $24k | | Chase Freedom - $16k | | Chase Freedom Flex - $41k | | Citi Custom Cash - $17.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $21.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PayPal Cashback Mastercard - $20k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k
837 INQ:
2
836 INQ:
3
825 INQ:
2

TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0

Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k
Message 1 of 7
6 REPLIES 6
Cashbackjunky
Established Contributor

Re: No HP on CSP approval?!?

Update: I still haven't received a HP on any of my reports. Anyone else have insight into this?

Cheers!
AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $29k | | BofA Customized Cash - $96k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $16.25k | | CapOne Venture - $30k | | Chase Amazon - $26.7k | | Chase Freedom Unlimited - $24k | | Chase Freedom - $16k | | Chase Freedom Flex - $41k | | Citi Custom Cash - $17.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $21.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PayPal Cashback Mastercard - $20k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k
837 INQ:
2
836 INQ:
3
825 INQ:
2

TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0

Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k
Message 2 of 7
jawbrkr
Established Contributor

Re: No HP on CSP approval?!?


@Cashbackjunky wrote:
Update: I still haven't received a HP on any of my reports. Anyone else have insight into this?

Cheers!

Call Chase and try asking them about it Smiley Very Happy



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 3 of 7
AverageJoesCredit
Legendary Contributor

Re: No HP on CSP approval?!?

+1 LOL, jawbrkr, THAT would be an epic thread to readSmiley Wink
Message 4 of 7
jawbrkr
Established Contributor

Re: No HP on CSP approval?!?

No doubt. I would love to hear how that call went lol



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 5 of 7
Cashbackjunky
Established Contributor

Re: No HP on CSP approval?!?

Just called Chase and told them they didn't pull my CR, so they triple pulled me.


Just kidding!

I have lapses in judgement every now and again, but not a lapse in judgement THAT detrimental to my credit profile and hard work.

I'll keep this thread updated when/if they ever pull my CR.

Cheers!
AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $29k | | BofA Customized Cash - $96k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $16.25k | | CapOne Venture - $30k | | Chase Amazon - $26.7k | | Chase Freedom Unlimited - $24k | | Chase Freedom - $16k | | Chase Freedom Flex - $41k | | Citi Custom Cash - $17.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $21.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PayPal Cashback Mastercard - $20k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k
837 INQ:
2
836 INQ:
3
825 INQ:
2

TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0

Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k
Message 6 of 7
jawbrkr
Established Contributor

Re: No HP on CSP approval?!?


@Cashbackjunky wrote:
Just called Chase and told them they didn't pull my CR, so they triple pulled me.


Just kidding!

I have lapses in judgement every now and again, but not a lapse in judgement THAT detrimental to my credit profile and hard work.

I'll keep this thread updated when/if they ever pull my CR.

Cheers!

Oh man, if only that tripple pull were true. I would make sure you never lived that down Smiley LOL



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 7 of 7
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