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@mikesonthemend wrote:
@Anonymous wrote:Congrats!
The HP will show up though, it’s Sync, they don’t SP lol.
My apologies, @Saeren. I did unlock TU last night. Just got the hard pull noticeS.
I need a breathalyser on my computer.
Lol thanks for the update.
And yeah, if I hadn’t quit drinking 2 years ago I would have like 50 inquiries from drunk apping.
Congrats on your PayPal MC approval!
@credit_is_crack wrote:
If your a PIF kinda spender than APR doesn’t matter. As your scores and general profile improves you’ll see lower and lower APRs roll thru.
For me I still seem to get good SLs when I have a lot of new accounts but when I scale back for at least 6-8 months with no inquiries or accounts then the APR offers really are attractive. For me, more inquiries and new accounts = higher APRs
Yeah I get that and I agree with you but it’s kind of crappy to have a card that has 22.24% as it’s lowest APR and 29.24% as it’s highest, with most cards issued at 26.24%. I guess Sync has to pay for the 2% somehow since it’s a standard MasterCard, not a WMC/WEMC.
@credit_is_crack wrote:
If your a PIF kinda spender than APR doesn’t matter. As your scores and general profile improves you’ll see lower and lower APRs roll thru.
For me I still seem to get good SLs when I have a lot of new accounts but when I scale back for at least 6-8 months with no inquiries or accounts then the APR offers really are attractive. For me, more inquiries and new accounts = higher APRs
You can cite me in your thesis.
That's a spiffy looking card you got there.
OP, what's your current TU score?
Noooo, don't regret it! I love mine! 2% cashback is great!
Congrats but why the regrets? Great card to have and I see you will get a statement credit of $100 after spending $1k.