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No to NFCU graduation but YES to new NFCU card...

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Regular Contributor

Re: No to NFCU graduation but YES to new NFCU card...

Btw I also see you have a BoA Cash secured card. I’ve never seen one. That’s pretty cool. Definitely a unique wallet there. I once had a useless, rewardless BoA unsecured but I would have paid to have the cashback.
started tracking Experian - Starting Score:523 | Current Score:672 | Goal Score:740
now tracking all 3

2/20/19
Take the myFICO Fitness Challenge
Message 11 of 32
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Valued Contributor

Re: No to NFCU graduation but YES to new NFCU card...

@slow, yeah it started off back in 2015 as a regular no frills secured card but I begged and pleaded them to PC it to the cash rewards card and they reluctantly obliged. Now if they would just graduate it soon. But in fairness my mortgage is with BOA and I’ve been delinquent on it all that time and just got current last month. I will never ever let that happen again!!!




Message 12 of 32
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Established Contributor

Re: No to NFCU graduation but YES to new NFCU card...

@tbque,

Wow oh wow! We’ve seen about half dozen of profiles like yours get approved recently and it’s amazing each time! Congrats.

If you don’t mind me asking, Since they use Fico9 do you know the score they pulled? Also what is your internal NFCU score?








Message 13 of 32
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Valued Contributor

Re: No to NFCU graduation but YES to new NFCU card...

@Aspire, I don’t know for sure what score Navy pulled but I pulled a fresh myFICO Report right before I app’d online and my TU Fico 9 was 579 and my TU Fico 9 Bankcard was 593. So a little higher but neither over 600.

I don’t know my NFCU internal score. How do I find that out?




Message 14 of 32
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Frequent Contributor

Re: No to NFCU graduation but YES to new NFCU card...

Your NFCU score will come in the mail.

Message 15 of 32
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Contributor

Re: No to NFCU graduation but YES to new NFCU card...

Congrats
current scores








Gardening since 6/03/19
Cap1 Qs $400
Cap1 plat-$300 on steps
Citi secured-$300
Gettington-$500 about to be replaced by Amazon builder.
Message 16 of 32
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Frequent Contributor

Re: No to NFCU graduation but YES to new NFCU card...

Oh my! Oh my! Oh my!!!

This has to be the app of all apps!!

Cheers to you!!!
Message 17 of 32
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Valued Contributor

Re: No to NFCU graduation but YES to new NFCU card...

YOU...

awesome congratulations GIF by Slanted Studios

AMAZING story , CONGRATS on your NFCU Cash Rewards Visa approval, the MASSIVE  SL, and Thanks for the DPs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 18 of 32
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Frequent Contributor

Re: No to NFCU graduation but YES to new NFCU card...

I thought Navy uses EQ 9
PenFed Power Cash ($20,000), NFCU GoRewards Sig ($21,600), PNC Cash Rewards ($15,500), PNC Cashbuilder ($15,000), NFCU CashRewards Sig($15,000), Ebates Platinum VS($10,000), Paypal 2% MC($7700), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($6600), Synchrony Financial ($25,000), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Walmart MC($8000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), JCP($10,000), Care Credit($15,000), RoomsToGo($11,000), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Wayfair($11,000), HSN($8000), Overstock($11,850), Lowe’s ($25,000), Trek Card($4250), WF mortgage 195K Fico 8: EQ 702, TU 709, EX 712, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 19 of 32
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Valued Contributor

Re: No to NFCU graduation but YES to new NFCU card...

 wrote:
I thought Navy uses EQ 9

@stonedog23, I got an alert before the app even finished processing that NFCU pulled my TU CR. No other alerts on the other two.




Message 20 of 32
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