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Nordstrom CLI - almost to 10K!

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anik28
Frequent Contributor

Nordstrom CLI - almost to 10K!

Wowza, just got another auto increase on my Nordstrom Card, from 7K to 9K. I've been waiting to try to apply for the Visa, I think in the next 2-3 months I'll go for it now that I have such a high limit on the retail card.

 

I opened this card in December 2019, starting limit of 1500. Nordstrom has been very generous in upping my limit about 2K every 6-8 months, with spending every few months.


current Fico 8 scores:

 

TU: 655, EX: 642, EQ: 645

 

i just paid off a final medical collection which hasn't reported removed from my reports yet, that should happen this week - along with this CLI, hoping for some major points. Woo hoo!

 

 

Message 1 of 18
17 REPLIES 17
chalupaman
Super Contributor

Re: Nordstrom CLI - almost to 10K!

That's amazing. This is what happens when one gets those nasty collections off. Bravo! Smiley Happy

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 18
Elpadrino1
Valued Contributor

Re: Nordstrom CLI - almost to 10K!

Congratulations on your CLI!!

Message 3 of 18
cashorcharge
Community Leader
Super Contributor

Re: Nordstrom CLI - almost to 10K!

That's terrific!!  Congratulations on your Nordstrom Approval!! 🎉🥂👏

Message 4 of 18
Red1Blue
Super Contributor

Re: Nordstrom CLI - almost to 10K!

Congratulations

Message 5 of 18
Reviewers
Established Contributor

Re: Nordstrom CLI - almost to 10K!

Congrats on your increase!

Message 6 of 18
SoCalGardener
Valued Contributor

Re: Nordstrom CLI - almost to 10K!

Congratulations on your excellent CLI, @anik28! Keep doing what you're doing--it's working nicely. Smiley Happy

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 7 of 18
gdale6
Moderator Emeritus

Re: Nordstrom CLI - almost to 10K!

Sweet, grats on your Nordstrom move up Smiley Happy

Message 8 of 18
CreditAggie
Community Leader
Super Contributor

Re: Nordstrom CLI - almost to 10K!

Congratulations on your Nordstrom CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 18
dcp0524
Regular Contributor

Re: Nordstrom CLI - almost to 10K!


@anik28 wrote:

Wowza, just got another auto increase on my Nordstrom Card, from 7K to 9K. I've been waiting to try to apply for the Visa, I think in the next 2-3 months I'll go for it now that I have such a high limit on the retail card.

 

I opened this card in December 2019, starting limit of 1500. Nordstrom has been very generous in upping my limit about 2K every 6-8 months, with spending every few months.


current Fico 8 scores:

 

TU: 655, EX: 642, EQ: 645

 

i just paid off a final medical collection which hasn't reported removed from my reports yet, that should happen this week - along with this CLI, hoping for some major points. Woo hoo!

 

 


Congrats on the CLI!!! 🎉🎉

 

If that medical collections is the absolute last negative or derog on your CR then your score may skyrocket. When my last collections fell off and I switched to a 100% clean report scores increased roughly 70ish points on each bureau.  

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
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