Not an Apple Card approval

[coldfusion]

I have some known upcoming out of cycle spend so I picked up 2 cards to take advantage of the opportunity to collect some SUB.

Alliant CU has a targeted promo for 25,000 bonus point SUB (=$250) for $3K spend in 90 days on the Platinum card w/Rewards 2% CB card.  Instant approval for $10K 15.49% APR (lowest). Already met the spend with dental work.   TU HP. 

Standard WF Propel card with the $300 SUB/$3K spend in 90 days.  I''ll  meet that with some unstructured spend and a known off-cycle purchase coming in about 60 days.   Instant approval, $6K SL (ha! whatever) @Anonymous.99% APR.  EX HP. 

Both issuers previously gave me side eye due to many new accounts which for them is typical and I suspect impacted the SL.  I'd have to do math for exact numbers but I'm roughly down now to about 40/24 and 18/12. 

Current FICO 8 scores are currently 3-5 points higher than in the .signature, current FICO9 scores are all either 835 or 836. 

[GApeachy]

Congrats! x 2.  Like your title

[Brian_Earl_Spilner]

Wish I could kudo a second time for the title.

[AverageJoesCredit]

Sorry , you said 🍎😛

Congrats @coldfusion

[M_Smart007]

Sorry cf, Did not recognise you at first.

So Congrats!!

Thought The title read "another Apple Card approval" guess my bad.

and the Avatar threw me off.

[Anonymous]

Wait....people are applying for cards other than the Apple Card?

[AverageJoe1970]

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@Anonymous wrote:

Wait....people are applying for cards other than the Apple Card?

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[gdale6]

Grats on your 2 new cards

[FinStar]

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@coldfusion wrote:

I have some known upcoming out of cycle spend so I picked up 2 cards to take advantage of the opportunity to collect some SUB.

Alliant CU has a targeted promo for 25,000 bonus point SUB (=$250) for $3K spend in 90 days on the Platinum card w/Rewards 2% CB card.  Instant approval for $10K 15.49% APR (lowest). Already met the spend with dental work.   TU HP. 

Standard WF Propel card with the $300 SUB/$3K spend in 90 days.  I''ll  meet that with some unstructured spend and a known off-cycle purchase coming in about 60 days.   Instant approval, $6K SL (ha! whatever) @Anonymous.99% APR.  EX HP. 

Both issuers previously gave me side eye due to many new accounts which for them is typical and I suspect impacted the SL.  I'd have to do math for exact numbers but I'm roughly down now to about 40/24 and 18/12. 

Current FICO 8 scores are currently 3-5 points higher than in the .signature, current FICO9 scores are all either 835 or 836. 

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My hero!!!     Congrats on the non-Fruit MC approvals...especially Alliant.  That was the toughest nut to crack for me back in 2015!  Well done on both sir!

[Anonymous]

Congrats on the approvals.