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I have some known upcoming out of cycle spend so I picked up 2 cards to take advantage of the opportunity to collect some SUB.
Alliant CU has a targeted promo for 25,000 bonus point SUB (=$250) for $3K spend in 90 days on the Platinum card w/Rewards 2% CB card. Instant approval for $10K 15.49% APR (lowest). Already met the spend with dental work. TU HP.
Standard WF Propel card with the $300 SUB/$3K spend in 90 days. I''ll meet that with some unstructured spend and a known off-cycle purchase coming in about 60 days. Instant approval, $6K SL (ha! whatever) @Anonymous.99% APR. EX HP.
Both issuers previously gave me side eye due to many new accounts which for them is typical and I suspect impacted the SL. I'd have to do math for exact numbers but I'm roughly down now to about 40/24 and 18/12.
Current FICO 8 scores are currently 3-5 points higher than in the .signature, current FICO9 scores are all either 835 or 836.
Congrats! x 2. Like your title
Wish I could kudo a second time for the title.
Sorry cf, Did not recognise you at first.
So Congrats!!
Thought The title read "another Apple Card approval" guess my bad.
and the Avatar threw me off.
Wait....people are applying for cards other than the Apple Card?
@Anonymous wrote:Wait....people are applying for cards other than the Apple Card?
@coldfusion wrote:I have some known upcoming out of cycle spend so I picked up 2 cards to take advantage of the opportunity to collect some SUB.
Alliant CU has a targeted promo for 25,000 bonus point SUB (=$250) for $3K spend in 90 days on the Platinum card w/Rewards 2% CB card. Instant approval for $10K 15.49% APR (lowest). Already met the spend with dental work. TU HP.
Standard WF Propel card with the $300 SUB/$3K spend in 90 days. I''ll meet that with some unstructured spend and a known off-cycle purchase coming in about 60 days. Instant approval, $6K SL (ha! whatever) @Anonymous.99% APR. EX HP.
Both issuers previously gave me side eye due to many new accounts which for them is typical and I suspect impacted the SL. I'd have to do math for exact numbers but I'm roughly down now to about 40/24 and 18/12.
Current FICO 8 scores are currently 3-5 points higher than in the .signature, current FICO9 scores are all either 835 or 836.
My hero!!! Congrats on the non-Fruit MC approvals...especially Alliant. That was the toughest nut to crack for me back in 2015! Well done on both sir!