When I got my Navy CashRewards Visa back last summer, I was somewhat disconcerted to get only a $1,000 SL. Nonetheless, I buckled down and made active use of it across the fall and winter, particularly for grocery spend, with equally active payments. I decided to wait until 6 months/statement cuts since the general pattern is that CLI requests are more successful at that time. Once my March statement cut this morning, I figured it was time, since my last AR had been in February. I put in a request for the highest figure I thought I could reasonably get ($15,000) and sat back to wait.
I checked my account again about 3:30 this afternoon and saw that my CLI appeared to have been approved. While the credit limit itself hadn't yet been updated, the available credit had, so I checked back again a couple of hours later. Navy countered with a $2K CLI, bringing me to $3K. Not nearly as much as I'd wanted, but I'll take it since it moves this card well out of "toy limit" territory and I can try again in early September. I haven't gotten any notifications of a HP yet, so I'm keeping my fingers crossed for a SP but not holding my breath for it - I can afford a HP anyway since several HP's dropped off all three credit bureau reports over the past couple of months.
