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@JaeJae12 wrote:
Guess What haha just got approved for the CSP!!!!!!!!!!!!!!!!!!!!... Guys I did it!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Instantly approved for it with a CL of 7500 ( my highest limit so far)!!!.. I am done apping for till 2015 when all my inqs drop!!.
Here's the story to how I finally gotten my goal for people who wants to know and maybe could use some advice of what I did.
March: Boa ( oldest account gotten CLi to 2.8k) only had this account... It was 3 years old
April: Apped for BCE, Freedom, citi forward, TYP, discover ( all instantly approved) CS was 796 (exp), 776(Tu), 734(EQ)
- den decided to apped for the CSP.... it was deny due to not having a CL of 5k+, and not having more than 1 revolving account with another institution( the cards i apped for hasn't reported yet). Chase pulled EX & TU for NYC... the same as my freedom
June- amex BCE 61 days CLI approved to 6k- instant
June- Citi forward, TYP CLI increased to 5.3k and 6.5k- instant
July 20- decided to reapp for the CSP since the CLI reported today and Was instantly approved!
Other information:
-income 55k
-I reported only a 3 dollar balance on my CR
-CS when applying for the CSP again was 720-730 for all three
-No student loans or mortgage
-no baddies
-no BK
-no lates ever!!!
Also i been using heavily on the freedom card but not excessively ( roughly 60-100 per month and pif before statement cut). Just used it normally and also using it for purcahse which i have the cash to pif right away.
Anyways heres my story and I shud begin to garden again for ever.... thank you all for the help. I know my situation might not apply to everyone but for the people who had been deny for not having 5k CL and not having more than 1 CC account I hope this helps.
Nice! keep up the good work!
Congrats! Your credit card portfolio has blossomed quite well. Keep up the great job of handling your credit.
That's awesome, congrats!!
Nice starting limit, congrats!