Big congrats Pizza . Amazing accomplishment. Im a member but cant get a cc for whatever reason. Shame. Enjoy your second lease on USAA life
Once again I'm amazed, but not at all surprised.
And once again @pizza1 shows us all how it's done. <mic drop>
I know this has been a goal of yours for a while, and I'm beyond thrilled that you have reached it!
Huge, mega well-earned congrats, my friend! 
What UncleB, no double gif?
Pizza is a Boss
Pizza is a Boss
I cant wait for the day someone achieves the UncleB trifecta Ohboy
@AverageJoesCredit wrote:
... are we talking posthumously...?
Congrats pizza1 approval and very nice SL !!!!
@pizza1 wrote:Call in luck, divine intervention, whatever you want...but, OMG, Im back in with them!!! (another one scratched off my list)
So, yes, my garden stent was a little shortened, but better than usual, LOL. Every time Ive applied in the past, (yes I know their BK policy, but that usually never stops me from continuing to try), Ive always applied for the card I wanted, and immediately get denied but counter offered their secure card, which I deny. Their policy is if you IIB them, 7 yrs from DC date before they let you have unsecured credit again.
Well, currently they are re-vamping their secured card, and its not even available to apply for, so I started thinking....mmmm, wonder if I apply, and they usually counter the secured, what would happen. So I did...INSTANT APPROVAL!! I was floored! I have no idea why I was approved this time, and earlier than expected, but I have an idea it may have to do with my EX report getting a little better. Last month score was 662 and I still had 6 negative accts, (IIB) showing. This month, I got EE and all 6 were deleted and score jumped to 687, so the only negative showing on that report is my BK in PR, which stays on for 4 more years.
Needless to say, Im very happy and they will be treated well this time around
STATS:
~CO for $7k in 2012, that was IIB in a BK7 2013
~pulled EX- 687
~Overal Util reporting- 1%
~No negative accts, all positive, except BK in PR
~INQ at least 60-80, I have no idea actually, lol
~Been with them since 1991, have car/rental/etc.. and savings.
@pizza1 wrote:Call in luck, divine intervention, whatever you want...but, OMG, Im back in with them!!! (another one scratched off my list)
So, yes, my garden stent was a little shortened, but better than usual, LOL. Every time Ive applied in the past, (yes I know their BK policy, but that usually never stops me from continuing to try), Ive always applied for the card I wanted, and immediately get denied but counter offered their secure card, which I deny. Their policy is if you IIB them, 7 yrs from DC date before they let you have unsecured credit again.
Well, currently they are re-vamping their secured card, and its not even available to apply for, so I started thinking....mmmm, wonder if I apply, and they usually counter the secured, what would happen. So I did...INSTANT APPROVAL!! I was floored! I have no idea why I was approved this time, and earlier than expected, but I have an idea it may have to do with my EX report getting a little better. Last month score was 662 and I still had 6 negative accts, (IIB) showing. This month, I got EE and all 6 were deleted and score jumped to 687, so the only negative showing on that report is my BK in PR, which stays on for 4 more years.
Needless to say, Im very happy and they will be treated well this time around
STATS:
~CO for $7k in 2012, that was IIB in a BK7 2013
~pulled EX- 687
~Overal Util reporting- 1%
~No negative accts, all positive, except BK in PR
~INQ at least 60-80, I have no idea actually, lol
~Been with them since 1991, have car/rental/etc.. and savings.
I am sooooooooooooooooooooo happy for you my friend
Congratulations.....😁
