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OMG! Back in w/ USAA 5 1/2yrs post BK/DC :)

Established Contributor

Re: OMG! Back in w/ USAA 5 1/2yrs post BK/DC :)

Congrats Pizza! So happy to hear that USAA forgives eventually! I looked at my account and noticed that when you go to apply for a card with them, it mentions "Good" credit as not having any BK in the past 5 years. They were IIB and I will be going for a card with them when my BK7 discharge hits 5 years. I will report back in 3 years! Who knows what their policy will be like then Smiley LOL



BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 31 of 34
Frequent Contributor

Re: OMG! Back in w/ USAA 5 1/2yrs post BK/DC :)

Congrats Pizza,

USAA was included in my BK7 from Oct 2013.  I just applied for the USAA Preferred Cash Rewards Visa Signature and was just approved for $5,000.00.

It appears that they may be relaxing their BK rules as to how long you have to wait to get back in with them.

Very happy about this!!!!!

Now I just need to get back in with Amex and then I will be credit satisfied!!!!!   LOL



Fico 8 Scores: EX: 751 (2/12/21) EQ: 753 (2/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14

Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | BBVA Plat Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 32 of 34
Super Contributor

Re: OMG! Back in w/ USAA 5 1/2yrs post BK/DC :)


Last HP 09-14-2020

Message 33 of 34
Moderator Emeritus

Re: OMG! Back in w/ USAA 5 1/2yrs post BK/DC :)

@UncleB wrote:

Once again I'm amazed, but not at all surprised.


And once again @pizza1 shows us all how it's done.  <mic drop>


I know this has been a goal of yours for a while, and I'm beyond thrilled that you have reached it!  screamer.gif


Huge, mega well-earned congrats, my friend!  Smiley Very Happy


Related image

Awesome UncleB ... great "selfie" Smiley Happy

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Current Score: 850
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Message 34 of 34
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