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OMG, Finally BCP Approved

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Established Contributor

OMG, Finally BCP Approved

Finally approved for the Amex Blue Cash Preferred! I've been applying since August of last year. I didn't want to have any HPs in 2013 but I'll take it. Backdating to 1993! I'm heading to the garden and will be here cheering others on in their journey! Thanks again for everyone's help and second chances


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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12 REPLIES 12
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Moderator Emeritus

Re: OMG, Finally BCP Approved

Congrats on your new card! They may even expedite it so check your email every 30 minutes for the email from amex! Id they expedite the card you will probably get it on Monday!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 676 EQ 676 EX 676
Filed Chapter 13 on 06/01/2017 after job loss.

Goal: FHA Construction Loan

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Message 2 of 13
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Established Contributor

Re: OMG, Finally BCP Approved

Thanks webhopper! I append for this card on 1/1 and have been checking the app status non-stop for the past 4 days.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 3 of 13
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Super Contributor

Re: OMG, Finally BCP Approved

Awesome!

 

Jan approval too!  New TL dated 01/93!  The 6% supermarket is a great bonus.

Message 4 of 13
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Valued Contributor

Re: OMG, Finally BCP Approved

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 5 of 13
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Established Contributor

Re: OMG, Finally BCP Approved

Just called in but they couldn't tell me the credit line. Anyone have that issue before?


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 13
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Valued Contributor

Re: OMG, Finally BCP Approved

Try calling the App Status line in the backdoor numbers. It will say congratulations then get transferred to a rep who can give you your CL

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 7 of 13
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Established Contributor

Re: OMG, Finally BCP Approved

Thanks chnceit! Called in again. Looks like they approved me for 2K. It's a good start and Monday is 61 days for me on the Amex SPG. Hope to get that card bumped up to 3K.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 8 of 13
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Valued Contributor

Re: OMG, Finally BCP Approved

Youre welcome! At your 61 day mark from activation you can ask for 6k, 3 times your current limit. Keep your UTI low on all cards because AMEX will be SPing your

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 13
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Valued Contributor

Re: OMG, Finally BCP Approved

Sorry didnt read it correctly.

If you ask for a CLI on your SPG for 3K at 61 day mark then you cannot ask for another CLI until 6 months for all cards.

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 10 of 13
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