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OMG, Finally BCP Approved

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Established Contributor

Re: OMG, Finally BCP Approved

@chnceit, I feel like I have to go for the CLI on my Amex SPG because that limit is so low. Any advice? Do you think I should wait and get the CLI on the BCP in 61 days instead?


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 11 of 13
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Valued Contributor

Re: OMG, Finally BCP Approved

It's really your choice, got to ask your self which card would you use more. Which reward structure do you like the most. If your credit reports are clean and have no issues I honestly would go with the BCP if you ask for 6K that would help your UTI not the other way around. But as always YMMV because 61 day/3x CLI is not always guaranteed

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 12 of 13
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Established Contributor

Re: OMG, Finally BCP Approved

Thanks for your advice, chnceit. I'll take the weekend to figure out what I am going to do.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 13 of 13
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