OH MAN! I was so scared to apply, but i did, and I was APPROVED!
Requested $5000, approved for $3000!
Thats my highest Credit Card Limit! Closest i have is $1100 with Merrick Bank.
SYNCB did a hardpull on my TU CR.
My Tu score is 638. It has 3 collections [2 PIF, 1 Unpaid, all over 3 years old}
Uti is at 25%
My questions are:
Can I request a CLI Right Away? Because i really need the whole $5000 for dental work.
Will this high Starting Credit Limit (well, high to me at least) boost my Credit Score?
OMG, i almost didnt apply because i was so nervouse, but im sooo glad i did. Even if i never use it, it will definatly boost my UTI!
I haven't seen many people getting a CLI directly after approval for CareCredit in a long while. I think it was about 4 months in that I got my first one, and then again after another 4-5 months. I received two CLIs through using their chat online. Went from 800 to 7K, then from 7K to 12K; both were SPs
CONGRATS!!! They are generous also with CLI request. I use mine for vet. Just be careful with the financing rules though. There is a minimal limit to qualify for the 6MTH+ no interest to pay it off. I went to vet last month and put on like $90 and paid it off my following payday since the interest on the card is so high. My big interest free I use it for plastic surgeon office and purchase all my facials at once for the year to show activity and get that no interest promo paying it off before interest hits. The card does come in handy as loong as you qualify and payoff before promo period ends. :-)
Congrats OP! Care Credit is Ann account that has a tremendous potential to grow incrementally.
I originally applied and was approved for 1800?? Not certain anymore. I used moderately for about 3 or 4 months and then requested 6k through online chat and THEY countered me worth 8k!!
Awesome!! I'll take it! I want this card to break 10k in the near future, as the wife would like to upgrade the twins!