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OMG! NFCU SL

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Valued Member

OMG! NFCU SL

I pulled trigger and apped for a Go Rewards card.  I was floored not by a declined but a CL of $16,600 and an APR of 13.45%.  I am estacitc, needless to say.  My best limit and APR yet.  I have had my secured card with them for just a year.  This will be out new daily driver. Probably lay my USAA secured to rest after this.  I have been diligintly rebuilding my credit for the past year.  It has Finally paid off. My next app will be Mortgage. Next month, this has been my confidence boost for that.  


5/27/2017 Fico EQ(4+4)-678(+11)/TU(4+5)-680(-6)/EX(8+4)-683(+15)
Finally broke the 650 ceiling. On my way to 700+. Total available credit $45100, started at $350 2/2016

USAA Secured-$3000/Wal-Mart-$3500/Macy's-$3000/NFCU nRewards-$10000/NFCU GoRewards-$16600/
Amazon-$3000/VS-$1350/Target-$800/Cap1QS AU-$750/ Cap1Plat-$1100/THD-$2000
Message 1 of 23
22 REPLIES 22
Established Contributor

Re: OMG! NFCU SL

Congrats the best move i made Early in my rebild was joining NFCU.

Message 2 of 23
Community Leader
Senior Contributor

Re: OMG! NFCU SL

That's awesome! Hopefully a mod will move this to the approvals so others can see 😀

Got some pruning to do... No more new cards!
Message 3 of 23
Valued Member

Re: OMG! NFCU SL

Thanks, I have been a member since 2003. I had abandoned acct for like 10 years until last year. I wish i had invested the 3k in my USAA secured here, in NFCU. Oh well.

5/27/2017 Fico EQ(4+4)-678(+11)/TU(4+5)-680(-6)/EX(8+4)-683(+15)
Finally broke the 650 ceiling. On my way to 700+. Total available credit $45100, started at $350 2/2016

USAA Secured-$3000/Wal-Mart-$3500/Macy's-$3000/NFCU nRewards-$10000/NFCU GoRewards-$16600/
Amazon-$3000/VS-$1350/Target-$800/Cap1QS AU-$750/ Cap1Plat-$1100/THD-$2000
Message 4 of 23
Valued Member

Re: OMG! NFCU SL

Nice approval!
Message 5 of 23
Established Contributor

Re: OMG! NFCU SL

Congrats!  I wonder if this will ever end.  They are the biggest credit union in the country.  I wonder if they were prepared for the MyFICO rush.  They obvious wanted to open up membership to more people.  Glad I got mine.

Message 6 of 23
Established Contributor

Re: OMG! NFCU SL

Congratulations on the great approval! 

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 7 of 23
Community Leader
Senior Contributor

Re: OMG! NFCU SL

Very nice approval, Ajaye! Smiley Happy

Current Scores: EQ 679;TU 647; EX 679 Gardening since 11/7/18
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015
Message 8 of 23
Moderator

Re: OMG! NFCU SL

Congrats!!

CreditContractor, the MyFICO part is tiny in the grand scheme of things. They began accepting veterans like myself in February and grew from 6 million to 7 million members in less than 2 months!

Message 9 of 23
Valued Contributor

Re: OMG! NFCU SL

Congratulations! Super nice SL and really great APR! Credit scores are looking good, too! You've done a nice job on your rebuild, and you're being rewarded for it! So happy for you! Smiley Happy

Message 10 of 23
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