OMG.. PENFED 9K APPROVAL!!!!!!!!!!!!!!

[Anonymous]

I ALMOST SPIT MY COFFEE OUT!!

So earlier I posted in the rebuilding forum about my many recent denials since rebuilding.

I decided to open up another savings account for my daughter today and had no intention of applying for anything. After being asked by the rep if I wanted to app for anything, I said "sure why not".., since I was about to hit the garden for about a year I figured may as well give it one last shot. He added all my info and said "hold on while I get a LO to view your app" followed by "nevermind, you got instant approval 9K @ 14.49" !! Let's say I was beyond shocked.

this may not be a big deal to most, but this is my first Major CC

[credit_is_crack]

Woot-Woot! This is a great credit union and a solid starting line -- don't sell yourself short! Congrats on the Big Win!!

[CreditInspired]

It is just so wonderful, so beyond words, whenever you get something you weren't expecting.

A WooHoo and big Congrats to you. Enjoy!!!!!!!

[AverageJoesCredit]

Super congrats ChefDuane Thats a fantastic limit and apr. Enjoy your first major, now go buy you and your daughter a treat to celebrate

[JustBPatient]

Well done!!

[Anonymous]

Thanks guys! Super pumped. It's a big upgrade from Credit One.

@averagejoescredit for sure lol. It's kinda hard to buy my daughter something when she literally has everything

[AverageJoesCredit]

Lol, but does she have a HUG?

.....sponsered by PenFed and provided by DAD

[Anonymous]

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@Anonymous wrote:

I ALMOST SPIT MY COFFEE OUT!!

So earlier I posted in the rebuilding forum about my many recent denials since rebuilding.

@I decided to open up another savings account for my daughter today and had no intention of applying for anything. After being asked by the rep if I wanted to app for anything, I said "sure why not".., since I was about to hit the garden for about a year I figured may as well give it one last shot. He added all my info and said "hold on while I get a LO to view your app" followed by "nevermind, you got instant approval 9K @ 14.49" !! Let's say I was beyond shocked.

this may not be a big deal to most, but this is my first Major CC

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I started out with one card only $800 CL and many years later I'm finally part of the 100k Club so I'm proof it can happen. Congrats!

[JoeLuvsHisCredit]

Congrats

you might don't think it's a big deal to us all but we ALL can remember the time we got our FIRST big boy credit card I know I can

[Anonymous]

May I ask how you managed to raise your scores so quickly? I started by rebuild around the same time you did with around the same scores, and I'm stuck right at the 600 mark on all my scores (slightly above or below). I've been denied for everything under the sun. LOL