keep the good work up 
@JoeLuvsHisCredit wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous
I never really had credit. This past May I decided to pull my reports and face reality. The reality being having my SSN used by my father for many many years and not knowing. . So there were LOTS of collections on my report. I just been paying it all off and explaining the situation and thankfully a lot has been removed. So my scores really jumped when they were deleted.Ah, I see. Nothing I can repeat, then. I really don't have any cash to pay off any of mine since I took a 75% drop in my income recently. My scores are being held down by those collections I can't pay and the utilization I can't currently pay down other than the minimum payments.
ME TOO instead of being my dad it was my MOTHER everytime I had great credit she always open up accounts in my name without me knowing. The last time I told if she ever does it again or just even try to I will put her azz in jail and she knows I would do it she has open up stuff in my brother.sister, grand parents, friends, aunts etc. But now she knows it's harder to open stuff up at different addresess etc
What is up with parents opening up CCs in their children's name?! I had a similar problem and it truly is frustrating.
Anyhoo, congrats OP, well done!
