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OMG X1 Approved after being Denied

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cashorcharge
Community Leader
Super Contributor

Re: OMG X1 Approved after being Denied

That's terrific!!  Congratulations on your X1 Approval!! 🎉🥂👏

Message 11 of 18
Mattopotamus
Frequent Contributor

Re: OMG X1 Approved after being Denied

similar story here.  I was denied, and when the email came (few weeks later) it said it was do to my income.  Yesterday I got an email saying it was a mistake on their end and invited me to reapply, approved with $27K SLI

Message 12 of 18
CreditAggie
Community Leader
Super Contributor

Re: OMG X1 Approved after being Denied

Congratulations on your X1 approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 13 of 18
Anonymous
Not applicable

Re: OMG X1 Approved after being Denied

I could use a sprinkle of those '22 approvals. Congrats!

Message 14 of 18
Total80sKid
Senior Contributor

Re: OMG X1 Approved after being Denied

Congrats on your X1 approval 👍🏼

Message 15 of 18
Wavester64
Valued Contributor

Re: OMG X1 Approved after being Denied

@blazerein 

 

congrats_applause.png






Potential Future Cards

Closed Accounts
Message 16 of 18
Eyepinpools
Regular Contributor

Re: OMG X1 Approved after being Denied

Congrats!!

 

How are they verifying income prior to people submitting paystubs?!

Message 17 of 18
blazerein
Established Contributor

Re: OMG X1 Approved after being Denied

@Eyepinpools when you apply it links and connect to your bank and that's how they check it.  Issue is they can't verify it if you have multiple bank accounts and your income pay check deposit to different accounts.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 18 of 18
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