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I've been on the fence about this a long time, but got an email a few days back saying I've been selected to apply for PayPal cashback mastercard (though I didn't know if it meant for real). I also just got denied recently for an amazon store card citing too may recent inquiries (crazy, so bummed about this), but have seen Paypal seems to pull TU and almost all my apps are on EX, so decided to go for it. Got instant $2500 approval!!! Over the moon with this!
Side note: Not sure if I should be doing an app spree, but I want to plan to look into mortgage in 2 years and want to get what I can now and age the accounts, this is the first time in a while I got semi-OK CR scores to qualify for anything and I try to get my utilization down. I've only been applying for cards/stores I use regularly as well.
Congratulations on picking up a great card!
YOU...
CONGRATS on your Approval, from one Rebuilder to another, and Welcome to the FORUMS and the PayPal CashBack MC family!!!
Congrats on the approval OMG! . Side note - if the scores in your signature are accurate, I would not push any type of app spree. You've got a good approval now, I'd continue gardening until the score rises up; make it a shiny pretty penny before you pick your next addition.
Congratulations on your approval! Enjoy that 2% back on everything!
Yeah, I was thinking I should probably stop here and try to pay everything down and hope for rising scores and CLI's in the next 6-12 months, right?
@Cred4All wrote:Congrats on the approval OMG! . Side note - if the scores in your signature are accurate, I would not push any type of app spree. You've got a good approval now, I'd continue gardening until the score rises up; make it a shiny pretty penny before you pick your next addition.
Congratulations on your success with the PP MC!!
Enjoy and treat it well!
Cheers
Congrats!!!
Congrats! Started using my new card since Disco hit the 1 yr mark.
. " I've only been applying for cards/stores I use regularly as well."
That is Excellent & Welcome To myFICO Forums!!!