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Odd Chase Sapphire Reserve Approval

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Anonymous
Not applicable

Odd Chase Sapphire Reserve Approval

I am new here so forgive the lack of signature line. I have lurked for many years. Anyway, I applied for the Chase Amazon Prime Signature a few weeks back (not long at all) and received a decline for 5/24, which wouldn't change for 4 more months. Because I just refinanced our mortgage and am sitting at 30 inquiries (I like to shop where my money goes), I figured one more wouldn't kill me and applied for the CSR with the full intent of getting declined and asking the reconsideration folks for specific guidance on approval to what I consider a top-tier card. I received a 7-10 day notice and the following day I called Chase. They asked me to verify ID because of an Equifax alert which required me to go into the branch on Tuesday. Today, Thursday, the CSR arrived via UPS with a SL of $14,200. I am thankful I did not get the Amazon Prime Signature because I am thrilled to have the CSR as my new daily driver. I can confidently say the AF will not be an issue with the use I plan on giving it. Anyone else get declined for a Signature card then approved a short time later for the Infinite? 

 

My scores were 727 eq/ex, 739 TU with utilzation around 25% of 100k in revolving debt, plus a jumbo mortgage and modest car payment. Income is decent.

Message 1 of 18
17 REPLIES 17
M_Smart007
Legendary Contributor

Re: Odd Chase Sapphire Reserve Approval

Congratulations on your approval!

Message 2 of 18
AllZero
Mega Contributor

Re: Odd Chase Sapphire Reserve Approval

Congratulations on your approval!
Message 3 of 18
Anonymous
Not applicable

Re: Odd Chase Sapphire Reserve Approval

Congrats on your CSR approval.

 

Are you by any chance a Chase customer via banking, mortgage or auto loan?

Message 4 of 18
Anonymous
Not applicable

Re: Odd Chase Sapphire Reserve Approval

AU on a Chase Disney product with my wife as the primary. I banked with them for years ending about 5 years ago. Have been doing the credit union circuit since then.

Message 5 of 18
gdale6
Moderator Emeritus

Re: Odd Chase Sapphire Reserve Approval

A good card to have in your arsenal, congrats Smiley Happy
Message 6 of 18
Wavester64
Valued Contributor

Re: Odd Chase Sapphire Reserve Approval

congrats2.jpg






Potential Future Cards
Message 7 of 18
CreditAggie
Community Leader
Super Contributor

Re: Odd Chase Sapphire Reserve Approval

Congratulations on your Chase Sapphire Reserve approval and nice SL!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 18
Anonymous
Not applicable

Re: Odd Chase Sapphire Reserve Approval

Congrats on your CSR approval!

Message 9 of 18
Anonymous
Not applicable

Re: Odd Chase Sapphire Reserve Approval


@Anonymous wrote:

...  the CSR arrived via UPS with a SL of $14,200 ...


Nice SL -- Congrats! on the approval & thanks for the DPs. Smiley Happy

Message 10 of 18
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