Odd but successful Disco reallocation

[Viva-LV]

After reading a previous post about combining two Discover cards, I went for it.  Got shot down last year on same request.  The line-up: It @ 12.5k, Miles @7k.  Called CSR, request granted.  CSR misunderstood me, gave me a cli of the standard $500 (to 7.5k) on Miles, told me I was approved for reallocation to the It card, and closing the Miles.  Tranferred to analyst, was told the CSR made a mistake on the cli for the Miles (still with me?).  He said I was approved for a $500 cli on the It (to 13k), and would I accept.  Whaaat??  He told me to accept the $500, then he could combine the two cards.  Result:  Miles closed, It now with a 20.5 limit!  Wasn't expecting an extra 1k cli: way to go Disco!

[SomewhereIn505]

That is awesome! And in some weird way, a different way to Disco double dip!! Congrats!

[Anonymous]

Congrats

[AverageJoesCredit]

VIVA LA DISCO

[Anonymous]

Congrats!

What are the rules to combine Disco lines? Does one have to be open a certain amount of time?

[Anonymous]

Interesting indeed, and Congrats!

I've contemplated opening another Card with them, simply to transfer the new CL over to my older card! lol 

Unfortunately my score has tanked recently with new apps and closures. So it will have to wait.

[joltdude]

From what i gather. Theres 2 things.. one of the cards has to be eligible for a CLI and the other is it has to be at least 3 mo old .... or longer...

Pizza1 to the rescure

https://ficoforums.myfico.com/t5/Credit-Cards/DISCOVER-COMBINED-LIMITS-SUCCESS/td-p/5093628

But in a more recent post, someone said one of the cards has to be at least 3 mo old.. and of course I cant find it right now....

Hope that helps

-J

[CreditCuriosity]

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@joltdude wrote:

From what i gather. Theres 2 things.. one of the cards has to be eligible for a CLI and the other is it has to be at least 3 mo old .... or longer...

Pizza1 to the rescure

https://ficoforums.myfico.com/t5/Credit-Cards/DISCOVER-COMBINED-LIMITS-SUCCESS/td-p/5093628

But in a more recent post, someone said one of the cards has to be at least 3 mo old.. and of course I cant find it right now....

Hope that helps

-J

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Yep that is correct... Weird they are

[avp99]

Way to go!  it turned out well in the end!