@Anonymous wrote:5 years ago I lost my job and defaulted on $25,000 on my Amex gold card. When I got a new job a year later, I settled with them for around $8500 to prevent them from suing me, but I knew I wouldn't be able to get another Amex card for at least another 7 years minimum.
Cut to a year later, my new job wants me to apply for a corporate card. I was really nervous that I would be rejected and have to explain my credit issues to my employer, but I was quickly approved.
In the intervening years, I've had two other credit cards, have never had a late payment, and my salary has also risen to around 250k. Last night I was searching for the best card for rewards to add to my wallet and of course the Amex Platinum came up. I knew I would be rejected but I figured it couldn't hurt to try. I was immediately approved. The card was automatically set up in my apple wallet and I've already started using it.
I've heard that being an authorized user on a corporate card can get you removed from the blacklist. Or perhaps theyve just seen my income level, linked it with my awful spending habits, and can't help but want a piece of the action.
Either way, there is hope.
Best of luck to all,
A
LMAO! 
Now I can't stop grinning.
Grats on blacklist removal!
Biz - 
