Oh Happy Days

[Anonymous]

Finally mustered up the courage to apply for Quicksilver One about 1 month post ch 13 discharge.  Was not offered anything on the prequal site but decided to give it a shot anyways.  Lo and behold I was approved with a 3k limit.

Decided to app for the platinum immediately since it will be only 1 pull and to my surprise, I was denied.  I figured if they approved for one they would approve for both.  Has anybody else been approved for one and not the other?

EX - 612

TU - 597

EQ - 630

[Anonymous]

Congratulations!! There have been a few recently that were denied on the second app.

[RonM21]

Congrats!!!

[Anonymous]

Congrats on the approval

[grillandwinemaster]

Congrats!

Cap 1 is getting funky??  What's this world coming to? Lol

[jamevfan]

i had the same thing happned but i already had a secured CO and had just gotten approved for the QS1 and applied for the platinum also when they told me i could not have 3 subprime cards at the same time with them...they did tell me i would NOT take a hit on my credit for it...

[Anonymous]

congrats on the QS1 though - don't feel dismayed at all. After some good use you will be able to PC it to a no-AF regular QS for sure.

[padme]

Congrats wait a few months after using card hit preq site and watch the ventures popup

[jim44]

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@jamevfan wrote:

i had the same thing happned but i already had a secured CO and had just gotten approved for the QS1 and applied for the platinum also when they told me i could not have 3 subprime cards at the same time with them...they did tell me i would NOT take a hit on my credit for it...

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So the platinum is a subprime card?  I assumed the credit steps was subprime.  I had a sears CC with HBSC that was bought out by Capitalone and eventually morphed into a Platinum.  I admit the rewards were discontinued after C1 took over but I never considered it a subprime card.  C1 just sent me convenience checks with 0 Apr for 12 months on this account. 

[Anonymous]

Congrats on the QS1! Personally, I wouldn't be too upset about the plat denial. You definitely got the better card. I really regret getting mine as it has no intro apr and no rewards. Can't wait to combine mine when that one hits the 6 month mark.