Garden fail, but I was looking at a jacket on Old Navy, and saw that you could use the 20% coupon code for applying for a card with them along with one other coupon code, so basically two 20% coupons for one item. I went for it. DPs: Exp 621 (Exp app), Eq 619 (myfico), Tu 683 (myfico). Two really old (approx. 6 year) charge-offs unpaid, no collections. 4 other accounts opened in Nov. (Sorta went credit crazy...not very smart for my situation, but wanted to dump 2 rebuilders with annual fees.)
Anyway, I was approved for a temporary limit of $1,000, and for the Visa card, surprisingly. Even my recent Target card was the store-only version. I’ve wanted a Visa/MC version of a store card since I first found out about them, for no real reason than they’re for “worthy applicants” lol.
Back to the garden for me... I don’t think I will get the Amazon Visa Sig by Chase for another 22 months now! Oh well, I want a low APR on that one anyway, and waiting will be best.
One more DP - two hidden tradelines on Transunion; an HSBC credit card, and HSBC line of credit (it reported to EX & EQ after interest had posted & before my payment had credited, showing over the limit, which dropped my other scores)
Win win for you - cheers. PS, the Redcard from Target always starts off as a store only card so don't get down from that one.
Apple Card GS 14,000 Barlcays Rewards 17,000 Capital One QS 30,000 Capital One Savor 5,000 Chase Prime 6,000 Citi Custom Cash 8,000 Discover It 20,500 PenFed Plt Rewards 15,000 PNC Points 17,000 Target Redcard MC 13,000 WF Active Cash 17,000 WF Propel 21,000 ————————————- Elan Smart Business Rewards 10,000