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Old Navy Card

whitewolf361
Established Member

Old Navy Card

Garden fail, but I was looking at a jacket on Old Navy, and saw that you could use the 20% coupon code for applying for a card with them along with one other coupon code, so basically two 20% coupons for one item. I went for it. DPs: Exp 621 (Exp app), Eq 619 (myfico), Tu 683 (myfico). Two really old (approx. 6 year) charge-offs unpaid, no collections. 4 other accounts opened in Nov. (Sorta went credit crazy...not very smart for my situation, but wanted to dump 2 rebuilders with annual fees.)

Anyway, I was approved for a temporary limit of $1,000, and for the Visa card, surprisingly. Even my recent Target card was the store-only version. I’ve wanted a Visa/MC version of a store card since I first found out about them, for no real reason than they’re for “worthy applicants” lol.

Back to the garden for me... I don’t think I will get the Amazon Visa Sig by Chase for another 22 months now! Oh well, I want a low APR on that one anyway, and waiting will be best.
10 REPLIES 10
AllZero
Super Contributor

Re: Old Navy Card

Congratulations on your approval!
Message 2 of 11
M_Smart007
Epic Contributor

Re: Old Navy Card

Congrats and Happy New Year!

popcorn eating emoticon.gif
Message 3 of 11
Steve891
Senior Contributor

Re: Old Navy Card

Congrats on your Old Navy Card approval!




Message 4 of 11
cgeefly
New Contributor

Re: Old Navy Card

WAY 2 GO!

Message 5 of 11
coreyb80
Valued Contributor

Re: Old Navy Card

Congrats on the nice approval!

Message 6 of 11
Marz2002
Valued Contributor

Re: Old Navy Card

CONGRATS on your Old Navy VISA card approval and Thanks for the DPs!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 7 of 11
whitewolf361
Established Member

Re: Old Navy Card

One more DP - two hidden tradelines on Transunion; an HSBC credit card, and HSBC line of credit (it reported to EX & EQ after interest had posted & before my payment had credited, showing over the limit, which dropped my other scores)
Message 8 of 11
Bbcatcher
Valued Contributor

Re: Old Navy Card

Congratulations!



Message 9 of 11
NoMoreE46
Established Contributor

Re: Old Navy Card

Win win for you - cheers.
PS, the Redcard from Target always starts off as a store only card so don't get down from that one.
Message 10 of 11
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