I was approved for the Ollo Card 2% Rewards Mastercard! I was not planning on applying for anything today, but I logged into Experian to check on a recent dispute, and it said I was preapproved. I have seen many positive reviews about this card from other members, so I was pretty excited to see the invite. I am still rebuilding and dealing with negative accounts, so I am looking to add positive stuff. Realistically, the negative accounts I am still dealing with will prevent me from getting any prime cards within the next 2 years or so, so I pulled the trigger on this one.
Data Points:
Limit: $500, no annual fee
Preappvoal: I got the offer on Experian's website directly.
Inquiries: Ollo pulled Experian and TransUnion. I didn't know they were a double puller, but I'm not sweating it.
Scores: Experian 617 and TransUnion 656
Utilization: Very high at the moment.
Inquiries: 3 on Experian, 8 on TransUnion
New Accounts: 2 new auto loans this year, 2 new credit cards
Baddies: On Experian, 2 unpaid COs, 4 paid COs. On TransUnion, 2 paid COs. No collections, several well established loans and cards.
Congrats!!
Congratulations on your approval!
Congrats and continued success with your rebuild!
