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Ollo Optimum Mastercard 2.5% Cashback - APPROVED

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EnumC
Established Member

Ollo Optimum Mastercard 2.5% Cashback - APPROVED

I'm a newcomer to the FICO world with my first card being from six months ago. Since then, I was approved for a total of three cards. I saw Ollo's ad on Experian touting 2.5% cashback with no categories, no yearly fees, and 15 months 0% APR,  I thought I would give it a go. Got approved for a $1,200 credit line with my limited part-time job as a student. From what I can see, they HP'd Experian and Transunion. My credit scores show up as "750" on Credit Karma but drops to 710 when I checked Experian and Discover (Experian). Both of which uses FICO and it seems to not account for cards that I am an authorized user on. 

 

I assume I was targeted with the invite due to my short credit history, which would also coincide with other's observations about them targeting demographics that are at more risk of paying interest.

 

Discover It StudentDeserve EduClosedCapitalOne JourneyPC QSOllo OptimumChase Freedom UnlimitedPC FreedomAMEX Blue Cash EverydayChase Amazon Prime RewardsAMEX GoldAMEX Gold

Oldest -> Newest


Started FICO journey in August 2019.

Message 1 of 20
19 REPLIES 19
Anonymous
Not applicable

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Congrats on your approval and welcome to myfico! 

Message 2 of 20
blindambition
Senior Contributor

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Haven't seen a post on one of these for awhile. Congrats on your approval!! Time to let the new cards grow. 🥳 

Message 3 of 20
simplynoir
Community Leader
Mega Contributor

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Welcome to the forums, @EnumC, and congrats on your approval

Message 4 of 20
M_Smart007
Legendary Contributor

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Welcome To myFICO Forums and

 

Message 5 of 20
Anonymous
Not applicable

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Congratulations on your approval and welcome to the forums! 👍

Message 6 of 20
EnumC
Established Member

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Thanks! I'm glad to be here Smiley Happy

Discover It StudentDeserve EduClosedCapitalOne JourneyPC QSOllo OptimumChase Freedom UnlimitedPC FreedomAMEX Blue Cash EverydayChase Amazon Prime RewardsAMEX GoldAMEX Gold

Oldest -> Newest


Started FICO journey in August 2019.

Message 7 of 20
Taurus22
Valued Contributor

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

I'm kinda jealousizing right now.....

 

Congrats on the Ollo!.....still waiting for my blind invite Smiley Sad

My Wallet
Sock Drawered

On Deck: No Plans Currently
Message 8 of 20
coreyb80
Super Contributor

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Congrats on the approval and welcome to the forum!!

Message 9 of 20
siveriano
New Contributor

Re: Ollo Optimum Mastercard 2.5% Cashback - APPROVED

Congratz.
Looks like a nice card. no fees and 2.5%CB.




Message 10 of 20
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