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I'm a newcomer to the FICO world with my first card being from six months ago. Since then, I was approved for a total of three cards. I saw Ollo's ad on Experian touting 2.5% cashback with no categories, no yearly fees, and 15 months 0% APR, I thought I would give it a go. Got approved for a $1,200 credit line with my limited part-time job as a student. From what I can see, they HP'd Experian and Transunion. My credit scores show up as "750" on Credit Karma but drops to 710 when I checked Experian and Discover (Experian). Both of which uses FICO and it seems to not account for cards that I am an authorized user on.
I assume I was targeted with the invite due to my short credit history, which would also coincide with other's observations about them targeting demographics that are at more risk of paying interest.
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Started FICO journey in August 2019.
Congrats on your approval and welcome to myfico!
Haven't seen a post on one of these for awhile. Congrats on your approval!! Time to let the new cards grow. 🥳
Welcome to the forums, @EnumC, and congrats on your approval
Welcome To myFICO Forums and
Congratulations on your approval and welcome to the forums! 👍
Thanks! I'm glad to be here
Oldest -> Newest
Started FICO journey in August 2019.
I'm kinda jealousizing right now.....
Congrats on the Ollo!.....still waiting for my blind invite
Congrats on the approval and welcome to the forum!!
Congratz.
Looks like a nice card. no fees and 2.5%CB.